A close up of a man's hand on his steering wheel.

Cruise across Michigan with a low rate on your car loan

At Community Choice Credit Union, we are here to serve our members' auto loan needs with a community-oriented focus and a personalized approach. Whether you know exactly what you're looking for or need help getting through every step of the process, we are here to help. Call us today at 877.243.2528, apply online or visit one of our conveniently located member centers.

New and Used Cars APR* As Low As
Up to 48 months 1 2.99 %
49 to 60 months 2
(Minimum loan amount $10,000+)
2.99 %
61 to 72 months 3
(Minimum loan amount $18,000+)
3.49 %
73 to 84 months 4
(Minimum loan amount $25,000+)
3.99 %

50 basis points will be added to the APR for refinance of existing Community Choice loans. 


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Getting a car loan

When beginning the process of buying a new car, you should research the potential vehicles for the features you want and the best models to serve your needs. You should also research your loan options for the same reasons. It is important to know what you can afford before you start looking. Prequalifying for your auto loan is a great way to begin the process of purchasing a new or pre-owned car, and it allows you to search for a vehicle without the fear of falling in love with something you can't afford. With your loan secure, you can walk into the dealership confident in your ability to find the car of your dreams at a low rate. 

Why choose Community Choice Credit Union?

A new car is a big commitment, and it is important to know your terms, as well as what you are able to afford before you step out onto the showroom floor. Let us help you remove the pressure from the buying process by securing your financing. Our loan calculator can give you an estimate of what your budget will allow you to afford. 

Plus, getting a loan through Community Choice also contributes to your GetBigReward$® level in our rewards program. 

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Effective 2/21/18 Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a credit union representative.

*All rates are disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents. 50% basis points will be added to the APR for refinances of existing credit union loans. 

1 48 monthly payments of $21.89 per $1,000 borrowed. 
2 60 monthly payments of $17.73 per $1,000 borrowed.
3 72 monthly payments of $15.17 per $1,000 borrowed.
4 84 monthly payments of $13.42 per $1,000 borrowed.