Community Choice/Borrow/Personal Loans

Personal Loans

Personal loans designed to meet personal goals

💲 Borrow what you need with terms that fit your budget
⚡ Apply online and get a decision fast
🤝 Get matched to the right loan with free financial guidance

Not a member? Join + apply

A dad holding his baby outside of his home

We make getting the right loan personal

Quick, easy application
Flexible terms

No fees
Competitive rates

Dedicated lending team
Payment protection (for select loans)

Not a member yet? You’re welcome here.

Signature Loan

Perfect for any season: weddings, vacations, home repairs, cutting up credit cards, and more. Our Signature Loan offers up to $40,000 for a term of up to 72 months.

Line of Credit

An open-ended line of credit with access to up to $40,000 as you need for unexpected expenses and emergencies.

Share Secured Loan

Build up your credit with a secured loan based on your secured savings or CD.

Express Cash

For when life happens, we’ve got your back with Express Cash. Available 24/7, it takes just six clicks in 60 seconds to get the cash you need.

This loan is risk-free with no credit check. Must be a member for 6 months to qualify. Learn more!

Credit Builder Loan

Build your credit while growing your savings

Looking to build or strengthen your credit? Our Credit Builder Loan is a simple way to do both. Make predictable monthly payments, and we’ll report your on-time payment history to the credit bureaus to help you improve your score over time.

Your loan funds are held securely until your loan is paid off. Once you’ve completed your loan term, you’ll receive the full amount, giving you savings you can use for whatever comes next.

How it works:

Apply to get started.
Make predictable monthly payments.
Build your credit with on-time payments.
Receive your savings when your loan is paid in full.

Membership required. Loans are subject to credit approval and eligibility. Not all applicants qualify.

Talk to us to get started

Hear from happy members

“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!” Michelle K.
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.” Thomas R.
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!” Ariel M.
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.

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Personal Loans FAQs

Your personal loan questions answered. See all frequently asked questions.

See all frequently asked questions

Financial Calculators

Related to Personal Loans

Choice Map

Savings Accounts

Credit Cards

Targets

Easy ways to pay your loan

Pay your loan how it works best for you—online, in the app, by phone, or in person. Quick and simple!.

Explore loan payment options

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

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