Community Choice Credit Union | Keeping Banking Easy

Money your way, 24/7

Here to support you with simplified digital access, convenient tools and resources, and personalized service when needed. Live the life you want with Community Choice.

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Grow your savings with ease

Enjoy an easy way to boost your savings by opening a CD! Simply set it and let it grow.

Learn about our CD specials

The easy choice

Choice Checking helps you earn interest on your balance and enjoy perks like shopping rewards, cell phone protection, and discounts on travel and dining.

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Helping our neighbors bank smart and live well

04.8Stars on Google

0K46.5KTotal Volunteer Hours

$0M1.6MScholarships Given

0%92%Say Banking Here is Easy

The credit union you need. Service you’ll love.

Access to 20+ member centers across Michigan
Monthly cash rewards
30,000+ fee-free ATMs
Low fees
Express Pay
Targets for savings

Find the smart financial solutions you want from big banking and the one-on-one service you only get from your neighborhood credit union.

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Choice Map

A simple path to living well, your way

We help you create a financial wellness plan today that helps you build a more solid financial tomorrow. Get started by talking to one of our Personal Advisors.

Learn about Choice Map

Hear from happy members

“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!” Michelle K.
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.” Thomas R.
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!” Ariel M.
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.

Current Promotions

Certificate of Deposit Specials

$50 for you. $50 for them. Refer a friend!

Refinance with ease and unlock $200

Refinance your auto loan of $15,000 or more from another institution with us, and enjoy benefits like 90 days no payment, flexible terms, and a $200 cash bonus.*

Check out our latest articles

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How to Use Google Translate for Our Website

Discover how easy it is to translate our website into over 100 languages using Google Translate. Whether you’re on desktop or mobile, accessing your financial information in your preferred language is simple, fast, and free.

6 Habits of Financially Confident Borrowers

Borrowing isn’t just about getting approved—it’s about having a plan. These six simple habits can help you stay in control, avoid surprises, and build long-term financial confidence.

Empowering Your Business with Merchant Services

Our Merchant Services are designed to support your growth and simplify your operations.

Student Loans: Federal vs. Private—What’s the Difference?

Federal or private? Fixed or variable? This quick guide breaks down the key differences between student loan types so you can borrow with confidence.

Exhausted upset woman sit at desk hide face in hands tired of difficult tasks. Stressed frustrated female employee feel headache work overtime suffer from burnout at workplace. Stressed businesswoman

Rising Home Costs: A Guide for Homeowners and Renters

From insurance hikes to rising rents, housing costs are climbing. These simple, proactive steps can help both renters and homeowners take control of their monthly budgets.

New Year, New Home? Exploring Adjustable-Rate Mortgages

With mortgage rates still high, many buyers are exploring alternatives to ease their entry into homeownership. Adjustable-rate mortgages (ARMs) offer short-term flexibility and lower initial payments—but they come with trade-offs.

A family outside playing with a ball in the grass

7 Books to Get Kids Started on Their Money Journey

Looking for ways to introduce kids to money concepts? These seven engaging books make saving, spending, and budgeting fun and relatable—no spreadsheets required.

Making Cents: How to Choose the Right Budgeting Tool

With Mint shutting down, now’s the perfect time to explore budgeting tools that fit your life. Use these tips to choose a secure, affordable, and easy-to-use option.

7 Tips to Model Healthy Money Management

The way you manage money is a powerful teaching tool. These seven simple tips help you model healthy financial habits your kids can carry into adulthood.

Financial Literacy for Kids

Money lessons don’t have to be complicated. Use these fun, practical ways to start teaching financial literacy early and empower your kids for the future.

Demystifying Retirement Accounts

Not sure which retirement account is right for you? Whether you’re choosing between a 401(k), Roth IRA, or SEP IRA, understanding how each works—and how they’re taxed—can help you make smarter financial moves for your future.

What are the Different Kinds of Investment Strategies?

Even in strong markets, investing can feel overwhelming. Understanding your risk tolerance and time frame can help you choose a strategy that fits your goals. From dollar-cost averaging to value and growth investing, this quick guide breaks down the basics so you can invest with more confidence.

We’re proud to #GiveBig

Whether we’re filling backpacks, volunteering locally, or helping students reach new heights, we do it all for our communities. Because just like you, we live here, and we want to see all of us thrive.

See how our team gives back

$0M1.6Mscholarships awarded since 2009

0K46.5Khours volunteered since 2008

090years of dedicated service

Bring your best to our team

We love can-do attitudes and people who look forward to working with our team and members. Ready to bring your skills to Community Choice?

Learn about working here

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Become a member