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Auto Loans

Get on the fast track to a new auto loan

Who knew buying a car could be so easy? You pick out the car and we’ll take care of the financing in minutes!

Why work with Community Choice for your auto loan?

We make it quick, easy, and personal. We can finance your new car or refinance your loan for a payment that is tailored to your budget.


Mechanical repair coverage

Unexpected breakdown? We’ve got you covered.

Coverage that expects the unexpected

We get it. Life happens. Talk to us about payment protection.

No payments for 90 days

Don’t stress about those first payments. You have some wiggle room.

Save more with GetBigReward$

Members may receive up to 10% loan interest rebate.*

Guaranteed asset protection (GAP)

Protection if your vehicle is totaled or stolen and your loan balance exceeds the amount that your insurance pays you. Enhanced with deductible reimbursement when it’s not a total loss.

How it works

1. Apply and get pre-approved

Members can browse personalized special offers or apply from scratch within e-Banking. If you’re not a member, you can use our easy online application or visit any member center.

2. Find the car you’d like to buy

Do your research and find the ride that suits your needs (and dreams). Our team can help you check the value on the vehicle before you purchase so you can buy with peace of mind.

3. Confirm the details

Keep a poker face and make your best offer to the dealer. Once you agree on the price, send us the purchase agreement. We’ll take it from there.

4. We’ll help you finalize

Once our team finalizes everything with your purchase agreement, you’ll e-sign your loan documents and hit the road.

Hear from happy members

Auto Loan FAQs

Your auto loan questions answered. See all frequently asked questions.

Financial Calculators

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs


* Loan Interest Rebate is determined annually by the Board of Directors. In 2013-2023, a 10% rebate was given on loan interest paid on qualifying loans.