Skip to content

BUSINESS CREDIT CARDS

Business Platinum Mastercard® is built for the way you work 

A business credit card designed around the way businesses run. No annual fee, competitive rates, and Mastercard benefits built-in from day one.

The business partner that fits in your wallet

Whether you’re a contractor tracking expenses, a nonprofit managing budgets, or a small business owner keeping operations running, the Business Platinum Mastercard is built around the way you actually spend. Use it to separate expenses, manage purchases, and keep cash moving. With no annual fee and competitive rates, and built-in Mastercard benefits that go to work from day one, it’s a simple tool for getting down to business.

Perks you’ll actually use

Save time and money on the tools and everyday expenses that keep your business moving.

Get $300 in Microsoft Advertising credit

More customers, less guesswork

Put your business in front of millions more potential customers across Bing, Yahoo, and Microsoft’s network. New Microsoft Advertising customers get a $300 credit after spending $150.

How to use it

Activate online here. New customers only.

Three business colleagues working together off of one laptop

For each new Microsoft Advertising customer, a credit of $300.00 will automatically be applied to the customer’s Microsoft Advertising account once such customer has spent $150.00 on Microsoft Advertising using a Mastercard Small Business Credit, Debit or Prepaid card. The $300.00 credit will be applied to each participating customer’s Microsoft Advertising account after such customer has spent $150.00 in accordance with the Offer terms. Additionally, the $300.00 credit must be redeemed within 90 days of award. Valid in the U.S., including its territories and possessions, for new customers only. A new customer is a customer that has not had an active Microsoft Advertising account before.

Taking care of business

Ready to push your business goals further? We’ve got a variety of loans and lines of credit with competitive rates and flexible terms that can help you get the job done.

Is your business cash working hard enough?

Discover the earning potential of our Business Money Market Account. Competitive rates, easy access, and short-term flexibility make it the smart choice for your business.

Getting started

How to start using your benefits

Which benefits are automatic?

Easy Savings, Zero Liability Protection, Car Rental Insurance, and Mastercard Global Services are built into your card. Just use it the way you already do.

Which benefits need a quick sign-up?

QuickBooks, TurboTax, Instacart Business, Luminary, Microsoft Advertising, ID Theft Protection, and Priceless Experiences each take a short activation. Use the link listed with each benefit above to get started.

Do these benefits cost extra?

No. They’re included with your Business Platinum Mastercard at no additional cost. Membership eligibility is required.

How do I apply for the card?

Apply online in minutes, or stop by a Member Center. All applications are subject to credit approval.

Hear from happy members

Make your smartest business move now

Your Business Platinum Mastercard comes with a full suite of Mastercard benefits. Apply online in minutes and start putting them to work.