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Credit Cards

Two options, all the benefits

Don’t let cash weigh you down. Keep it light, keep it easy, keep it safe—all with your Community Choice Mastercard®. Our cards offer no annual fees, competitive rates, and secure, contact-free technology. Plus, enjoy no-fee balance transfers!

World Mastercard

Enjoy premium perks – including cash back – with no annual fee.

  • 1.5% cash back
  • No-fee balance transfers
  • ShopRunner and Postmates Discounts
  • ID theft reimbursement
  • Travel & lifestyle services

Platinum Mastercard

A low-rate, no-frills card for your everyday spending. And of course, no annual fee.

  • No-fee balance transfers
  • ID theft protection
  • Mastercard Global Service
  • Airport Concierge

Exceptional benefits

Our Mastercard® credit cards come with best-in-class benefits, from identity protection to travel perks.


Making 20+ monthly transactions with your World or Platinum Mastercard® counts toward GetBigReward$.

Accepted worldwide

Use your Mastercard® at over 52 million establishments around the globe.

Touch & Go technology

Go contact-free with just a tap of your card in stores where you see the contactless symbol.

Zero liability

You’re never responsible for unauthorized purchases.

ID theft protection

Expert 24/7 assistance should you become the victim of identity theft.

Additional perks

Enjoy a variety of travel and entertainment benefits courtesy of Mastercard®.

Hear from happy members

Access exclusive World Mastercard® cardholder discounts

Visit to unlock these exclusive offers from Mastercard© when you pay with your Community Choice World Mastercard®.


Existing DashPass members save $5 on their first DashPass order each month. New DashPass members will get a free three-month membership.


Consumer credit cardholders will receive a 13-month subscription to McAfee total protection for up to 5 devices for $29.50 plus Techmate free.


Get a free ShopRunner membership valued at $79 which provides free two-day shipping and free returns.


Earn $5 in Lyft credit for every three rides taken in a calendar month.

Choice Map: a simple path to living well, your way

We help you create a financial wellness plan today that helps you build a more solid financial tomorrow. Get started by talking to a Personal Advisors who is certified as a Credit Union Financial Counselor.

Enjoy $12 in monthly rewards, up to $144 annually

Get rewarded for making smart financial decisions! Using your debit card, getting paid through direct deposit, and other routine activities help you earn GetBigReward$.

Learn more about our rewards.

Exclusive Mastercard® benefits

Community Choice CU is proud to partner with Mastercard® to bring our members the best of the best. Enjoy incredible perks on either of our credit cards.

Mastercard® ID Theft Protection™

provides expert 24/7 assistance should you become the victim of identity theft.

Mastercard® ID Theft Reimbursement

World Mastercard® cardholders have access to an additional $1000 reimbursement toward expenses related to identity theft recovery.

Mastercard® Zero Liability Protection

protects you against any unauthorized purchases on your card if it is lost or stolen.

Mastercard® Global Service™

provides worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and cash advance. Call 800-307-7309 for assistance.

Mastercard® Travel and Lifestyle Services

provides personal assistance via telephone, web, or mobile app, including dining and entertainment reservations. See terms.

Mastercard® Airport Concierge

is your passport to the finer side of air travel. Enjoy a 15% savings on Airport Meet and Greet services. See details.

Mastercard® Golf

provides discounted access to golf courses, complimentary grounds passes for PGA tournaments, and access to golf travel packages. Call 800.307.7309 for assistance.

Automatic Travel Accident & Baggage Delay Insurance

covers unexpected issues you may encounter while traveling. Coverage varies by card type – find details here.

NOTE: These benefits may be subject to change without prior notice. Please call 1-800-Mastercard for the latest benefit information.

Not sure if a
Community Choice
Mastercard is the right choice?

Find out what your current credit cards are costing you and how much you could save with a Community Choice Mastercard by using this free Card Check tool.

Credit Card FAQs

Your Community Choice Mastercard questions answered. See all frequently asked questions.

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

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Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

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