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Credit Cards

Two options, all the benefits

Don’t let cash weigh you down. Keep it light, keep it easy, keep it safe—all with your Community Choice Mastercard®. Our cards offer no annual fees, competitive rates, and secure, contact-free technology. Plus, enjoy no-fee balance transfers!

World Mastercard

Enjoy premium perks – including cash back – with no annual fee.

  • 1.5% cash back
  • No-fee balance transfers
  • Zero Liability
  • ShopRunner Discounts
  • ID Theft Protection
  • Travel & lifestyle services
  • HealthLock
  • Peacock
  • Instacart+
  • Lyft
  • Booking.com
  • ResortPass
  • Identity Fraud Expense Reimbursement

Platinum Mastercard

A low-rate, no-frills card for your everyday spending. And of course, no annual fee.

  • No-fee balance transfers
  • Zero Liability
  • ID Theft Protection
  • Mastercard Global Service
  • Airport Concierge
  • Booking.com
  • MoviePass
  • HealthLock

Exceptional benefits

Our Mastercard® credit cards come with best-in-class benefits, from identity protection to travel perks.

GetBigReward$

Making 20+ monthly transactions with your World or Platinum Mastercard® counts toward GetBigReward$.

Accepted worldwide

Use your Mastercard® at over 52 million establishments around the globe.

Touch & Go technology

Go contact-free with just a tap of your card in stores where you see the contactless symbol. Plus, access your digital card right away! Learn more.

Zero Liability

You’re never responsible for unauthorized purchases.

ID Theft Protection

Expert 24/7 assistance should you become the victim of identity theft.

Additional perks

Enjoy a variety of travel and entertainment benefits courtesy of Mastercard®.

Access exclusive World Mastercard® cardholder discounts

Visit mastercard.us to unlock these exclusive offers from Mastercard© when you pay with your Community Choice World Mastercard®.

ShopRunner

Get a free ShopRunner membership valued at $79 which provides free two-day shipping and free returns.

Lyft

Earn $5 in Lyft credit for every three rides taken in a calendar month.

Exclusive Mastercard® benefits

Community Choice Credit Union is proud to partner with Mastercard® to bring our members the best of the best. Enjoy incredible perks on either of our credit cards.

Mastercard® ID Theft Protection™

provides expert 24/7 assistance should you become the victim of identity theft.

Mastercard® ID Theft Reimbursement

World Mastercard® cardholders have access to an additional $1000 reimbursement toward expenses related to identity theft recovery.

Mastercard® Zero Liability Protection

protects you against any unauthorized purchases on your card if it is lost or stolen.

Mastercard® Global Service™

provides worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and cash advance. Call 800.307.7309 for assistance.

Mastercard® Travel and Lifestyle Services

provides personal assistance via telephone, web, or mobile app, including dining and entertainment reservations. See terms.

Mastercard® Airport Concierge

is your passport to the finer side of air travel. Enjoy a 15% savings on VIP Meet and Assist services. See details.

Mastercard® Golf

provides discounted access to golf courses, complimentary grounds passes for PGA tournaments, and access to golf travel packages. Call 800.307.7309 for assistance.

Priceless Experiences

Offers Mastercard cardholders the opportunity to engage in exclusive, once-in-a-lifetime experiences with the people they love in the cities where they live and travel. See details.

NOTE: These benefits may be subject to change without prior notice. Please call 1.800.Mastercard for the latest benefit information.

Not sure if a
Community Choice
Mastercard is the right choice?

Find out what your current credit cards are costing you and how much you could save with a Community Choice Mastercard by using this free Card Check tool.

Enjoy $12 in monthly rewards, up to $144 annually

Get rewarded for making smart financial decisions! Using your debit card, getting paid through direct deposit, and other routine activities help you earn GetBigReward$.

Learn more about our rewards.

Credit Card FAQs

Your Community Choice Mastercard questions answered. See all frequently asked questions.

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs

Credit Cards

Community Choice Mastercard® Credit CardAPR* As Low As
Platinum Mastercard13.24%
World Mastercard18.24%

*APR = Annual Percentage Rate. Credit card rates effective August 1, 2023.All rates are variable and disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents. Rates are subject to change at any time. For details or latest rate information, contact a credit union representative.