Skip to Content

Auto Loans

Community Choice Credit Union logo

Need a new ride?

Or perhaps you want to refinance an existing vehicle. Let’s get together today.

Finance a new auto loan, or refinance your higher interest auto loan from another financial institution, and we’ll get you back on the road with a more affordable monthly payment. Plus, enjoy no payments for 90 days. Apply today

Auto Loan

When it’s time for a new ride, you deserve a great rate. Whether you choose to buy a new or used car, or even if you’re considering refinancing an existing auto loan, you’ll receive a loan rate that makes your dream car a reality! We will help you determine a monthly payment that’s affordable for you. And enjoy these perks:


Get $100 cash reward from Love My Credit Union Rewards when you buy a vehicle from Carvana.

Start shopping

Getting your auto loan is simple

Auto Loan Application Process

Apply Now  

Auto Loan Resource Center

Buying a car is an exciting adventure! We're here to lend you a helping hand. Our Auto Loan Resource Center will help you expand your knowledge and make wise auto loan choices.

Auto Loan Resource Center

Protect Your Assets

Guaranteed Asset Protection

Give yourself peace of mind by protecting your vehicle purchase. Guaranteed Asset Protection (GAP) helps members if their vehicle is totaled or stolen and their loan amount exceeds the vehicle value. The protection pays the shortage. Benefits include:

  • Provides up to $50,000 of coverage

  • Pays up to $1,000 vehicle insurance deductible (less money out of your pocket)

  • Add this coverage any time during the life of the loan

To complete a GAP claim, please contact us at 877.243.2528.

Download Guaranteed Asset Protection brochure

Mechanical Repair Coverage

No one plans for an unexpected car breakdown. With Mechanical Repair Coverage (MRC), you can be ready for the road ahead. Qualifying members can even save on coverage with an exclusive rate! Benefits include:

  • Convenient coverage options without the long-term contract

  • Use the licensed repair facility of your choice

  • No mileage limits - drive as much as you would like

  • Lock in a low monthly rate for the duration of your plan

Get Mechanical Repair Coverage

Download Mechanical Repair Coverage brochure

Complete a Mechanical Repair Claim or call 800.752.6265.

Life, Disability, Unemployment

We know our members may experience unexpected life events after taking out a loan. Talk to us about payment protection.

Download Debt Protection brochure

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim.

Complete a claim form or call 844.707.4964.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER'S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.


Need to skip your loan payment? Take advantage of our Skip-a-Payment option. Eligible members receive Skip-a-Payment offers in the mail generally twice per year. You can also request to skip your payment using the form below.

Download Skip-a-Payment Request Form

Have you changed auto insurance?

If your loan is with Community Choice, be sure to upload copies of your new insurance policy here.

Submit Insurance

Live a little

While you're living your best life, earn 1.5% cash back plus access to a handful of great benefits.

Credit Card
concert crowd

Let's Connect

Close the connect options

External Link Disclaimer

You are navigating to another website. Community Choice is not responsible for any content within and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Community Choice of any information in any hyperlinked site.

Email Disclaimer

Continue Close the disclaimer modal window
Documents in Portable Document Format (.PDF) require Adobe Acrobat Reader 5.0 or higher to view. Download it now.