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Express Cash

A speedy solution for the unexpected

Life happens, sometimes faster than anticipated. Express Cash is our short-term loan product offering members access to emergency funding with only six clicks in 60 seconds.

Short-term loans approved in seconds

  • Lightning-fast application
  • Self-serve
  • 24/7 approvals
  • Funds deposited instantly
  • No credit pull
  • Apply after 90 days of membership

How it works

Apply in 60 seconds within e-Banking

Our simple express loans application is ready when you are. Self-serve in six clicks 24/7.

Get your cash

When we say “express,” we mean it. Funds are immediately available in your account upon approval.

Make the most of your money

That was easy. Now, use the cash to help with your immediate needs, such as paying for auto repairs, appliance replacement, or anything life has thrown at you.

Positive credit impact

There’s no credit pull when you apply, and making on-time payments can help boost your credit score.

Financial Calculators

Related to Express Cash

Signature Loan

Perfect for weddings, vacations, home repairs, and more. Our Signature Loan offers up to $40,000 for a term of up to 72 months.

Line of Credit

An open-ended line of credit with access to up to $40,000 as you need for unexpected expenses and emergencies.

Share Secured Loan

Build up your credit with a secured loan based on your secured savings or CD.

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs