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EXPRESS CASH

Cash in less than one minute

Cover those unexpected expenses with our simple, short-term personal loan. Apply online or from your phone and receive funds in less than a minute.

A woman at an atm pulling out Express Cash from Community Choice Credit Union

Short-term loans approved in seconds

  • Lightning-fast application
  • Self-serve
  • 24/7 approvals
  • No credit pull
  • Funds deposited instantly
  • Minimum loan amount $500
  • Up to $1,000 for first time borrowers
  • Apply after 6 months of membership

Need cash now? We’ve got you.

No more money worries. From unexpected expenses like car repairs and emergencies to being short on cash, you can get the money you need deposited to your account in just 60 seconds, 24/7, and hassle-free.

  • Apply through e‑Banking with six easy clicks
  • Choose the amount you need, from $500 to $3,000; up to $1,000 for first time Express Cash borrowers
  • We’ll have you approved in no time
  • The cash is deposited right into your Community Choice account
  • Members may have one active Express Cash loan at a time, up to 3 loans within a 6-month period, and must have direct deposit with Community Choice
  • $25 application fee
  • Offer is subject to change at any time

Positive credit impact

There’s no credit pull when you apply, and making on-time payments can help boost your credit score.

Financial Calculators

Related to Express Cash

Signature Loan

Perfect for weddings, vacations, home repairs, and more. Our Signature Loan offers up to $40,000 for a term of up to 72 months.

Line of Credit

An open-ended line of credit with access to up to $40,000 as you need for unexpected expenses and emergencies.

Share Secured Loan

Build up your credit with a secured loan based on your secured savings or CD.

Woman using laptop

Easy ways to pay your loan

Pay your loan how it works best for you—online, in the app, by phone, or in person. Quick and simple!.

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers in Michigan and 30K+ fee-free ATMs nationwide

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