Saving works best when your money has a purpose. Targets in Community Choice Credit Union’s e-Banking help you organize savings around specific goals, so you always know what each dollar is for. Instead of one general savings balance, Targets let you name a goal, decide how much to save, and track progress over time. That structure makes saving easier to start and easier to maintain.
How Targets work
Targets are built to make saving clear and easy to manage! You start by creating a Target in e-Banking. Choose a category, name your goal, select how much you want to save, and set a completion date that fits your timeline. Based on that information, Targets automatically show how much you need to save each week to stay on track.
From there, you decide how to fund your Target. You can schedule automatic transfers for consistency or add money manually when it works for you. Once created, your Targets appear front and center in e-Banking, making them easy to view and update at any time. Each time you log in, you can see your progress and adjust as needed, helping you stay focused and move steadily toward your goal.
Saving that fits real life
Targets are useful for anyone who wants more clarity around their savings. You don’t need to be saving for a major milestone to benefit. Many members use Targets for everyday planning, including trips, gifts, pet expenses, education costs, or a dedicated fun fund.
By separating savings by purpose, Targets help make it clear what each dollar is meant for. The approach is simple and repeatable, making it easier to stay organized as goals change over time.
Built on proven saving habits
Behavioral research suggests that savings habits improve when goals are clearly defined and progress is easy to track. Targets bring that concept into everyday banking by helping members separate savings by purpose and monitor progress at-a-glance.
Whether saving for a major milestone or a smaller planned expense, this structure helps make saving more intentional and easier to maintain over time.
Saving that builds momentum
When saving feels clear, it becomes easier to stay consistent. Members are already putting that into practice, together saving millions of dollars. Having a defined goal and visible progress helps turn saving into a habit. Over time, that consistency builds confidence and makes saving feel less overwhelming. Targets support this by keeping progress front and center and making it easy to stay engaged with your goals.
Getting started with Targets
Creating a Target is quick and easy in e-Banking!
Step 1: Log in to e-Banking.
Step 2: Select Start Saving in the Targets block on the home screen.
Step 3: Follow the prompts to customize your goal.
