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Hit Your Savings Goals Right on the Money

October 4, 2022

Targets: An e-Banking Savings Tool

Woman working on computer

There’s nothing like the feeling of reaching a goal.

Whether it’s purchasing your first home, running (and finishing) a 5K, or just finally cleaning the junk out of the closet, accomplishing a feat is a joyous moment.

With that in mind, we want to help you set, and reach, your financial objectives. A healthy savings plan starts with paying yourself first — Targets, our new goal-based e-Banking saving tool was created to do just that. 

It’s simple; choose the dollar amount you want to save, set a timeline to achieve your goal, and your Targets will help keep you on track!

What makes this financial tool different from a regular savings account or a Choice Goal (sub-account)? All are great options; it just depends on your individual preference.

How Do You Save flowchart
How Do Targets Work?

Targets interact with you from day one, first by suggesting just how much you should set aside to reach your specific goals. For instance, Targets might help you discover stashing away $15 every week can help you save the money you’ll need for next year’s vacation.

With your plan in place, you can start funding your Targets any way you like. Schedule automatic deposits from your Community Choice account or make bigger deposits along your journey to reaching your Targets.

There are plenty of reasons to save, so open as many different Targets as you need. There’s no limit.

Seeing is Believing

If you’re a visual learner, you’re certain to love seeing your Targets on full display at the top of e-Banking. No need to search or scroll; it’s all right there waiting for you. Just log in to instantly see how close you are getting to your Targets.

Hawaii Target

Thanks to helpful progress circles, you’ll literally see your savings grow. As you advance toward your established goals, the circles fill. With just a glance, you’ll know when you’re halfway, or 75%, or 90% to hitting your Targets.

Need to make changes to the dollar amount or timeline? No problem; We’ve made editing your Targets simple to give you complete control. You can even close your Targets anytime if you determine you need to reprioritize your saving strategy.

Hitting your Targets

Along the way, savings in your Targets will be combined with your Choice Savings total to determine your aggregate savings balance. This balance determines your savings rate.

Once you successfully hit your Targets, transfers will automatically end, and you can give yourself a well-deserved pat on the back. Your savings will stay in your Targets until you’re ready to use them.

Who Couldn’t Use a Little Help Every Now and Then?

With a little discipline, saving can be really simple, and we’re happy to help.

Just like your running buddy keeps you on track for your 5K, as your credit union, we want you to be a successful saver and get that feeling of accomplishment when you reach your Targets.  

Give it a try. Log in to e-Banking now and set up a Target. Start simple, perhaps with a $200 Target for your next anniversary dinner. You’ll see how easy it is to set a little aside every week (and your partner will love your foresight).

Questions about Targets? Check out our easy-to-follow FAQ. You can also give us a call anytime at 877.243.2528.

If you’re not an e-Banking user and you want to give this a try, it’s simple to set up an e-Banking account.