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New CD Specials!

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Published on December 23, 2022

CD Specials up to 4.75% APY* now available

There is no better time to review available options to earn more from your hard-earned money than an atmosphere of interest rates increases.

Community Choice members now have the option of parking their money in a Certificate of Deposit (CD) with some of the highest rates that have been offered for CDs in the last 20 years. It’s a perfect opportunity for savers to benefit from higher interest rates in the relative and woman in snow

Effective today, Community Choice’s latest CD Specials include 13-month CD or IRA CD at 4.50% APY* (4.41% APR**). The rates on these products increased from the most recent CD Special at 2.50%. Additionally, Community Choice is offering a brand-new 23-month CD or 23-month IRA CD with rates at 4.75% APY* (4.65% APR**). Minimum deposit for each CD is $500 with no maximum.

This CD Special provides members with an option to earn more interest with accumulated savings they do not anticipate needing over the next 13-23 months. Funds are FDIC insured up to $250,000.

The higher interest rate would place more dollars in your pocket at the conclusion of either CD’s term. Consider that $10,000 held in a Choice Savings now earning 0.05% would result in $5.42 of interest (assuming no changes in Choice Savings APR), compared to interest of $488 in the 13-month CD. For a 23-month period, the 4.75% CD rate would earn $930.21 compared to $9.59 under the current Choice Savings rate.

Members can open CDs through their online account or by visiting one of our 22 member centers.

Stop by your preferred member center or call 877.243.2528 with any questions on how you and your family can take advantage of higher interest rates to support your financial goals.


*APY = Annual Percentage Yield

**APR =  Annual Percentage Rate


The penalty for early withdrawal applies to the CD Special. Rates are subject to change at any time without notice.

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