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Building a CD Ladder
March 22, 2023
In this higher interest rate environment, a strategy to efficiently use certificates of deposit (CDs) called laddering could help you lock in rates while keeping money more accessible.
Recent Conversations
Cash for Classrooms
March 20, 2023
Tell the teachers in your life; Community Choice is awarding $5,000 to K-12 educators across Michigan!
Our Sound Financial State
March 13, 2023
In the wake of three bank failures across the U.S., let's explore the many reasons members can feel safe with their deposits at Community Choice.
Post-COVID: Convenience is King
March 14, 2023
The COVID pandemic changed many things about how consumers interact with businesses, including an altering of basic expectations and an evolution of new behaviors.
SBA Learning Center
March 14, 2023
The SBA's digital learning platform is a useful source to support your education on entrepreneurial best practices and available financing options.
Treasury Management Services
March 14, 2023
Did you know that you have access to a comprehensive array of Treasury Management Services as a Community Choice business member?
Give Big Initiative Givers
March 13, 2023
The secret to living is giving. Last year, Community Choice team members used automatic payroll deduction to raise nearly $4,300 for community charities throughout Michigan!
GetBigReward$ is Simplified for 2023!
February 17, 2023
Truth nugget: Change is always a little awkward. With 2023 in full swing, you might be curious about some of those changes we’ve made to the Community Choice GetBigReward$ program. We’re here for it.
Keep Your Costs Down by Reducing Fees
February 15, 2023
While inflation seems to be abating, one thing consumers should always be on the lookout for is how to reduce their monthly costs, including fees.
Celebrating Black History Month
February 08, 2023
We are proud to celebrate Black History Month and the diversity of our industry. Together, we help advance the credit union movement, bringing affordable and fair products and services to our members.
Career Goals
February 01, 2023
With the promise of more affordable education and competitive salaries, many high school graduates are considering a career in trades.
Plan Ahead for This Year's Trip
January 20, 2023
We all need a little getaway from time to time. January is a great time to plan out your vacation(s) for the year.
New CD Specials!
December 23, 2022
Members now have the option of parking their money in a Certificate of Deposit (CD) with some of the highest rates that have been offered for CDs in the last 20 years.
Tips For Your 2023 Financial Goals
January 09, 2023
Financial headwinds are blowing much harder here at the start of 2023 compared to where the economy was 12 months ago. Fortunately, there are opportunities for both consumers and businesses.
GetBigReward$ Is Being Reimagined
December 13, 2022
New and exciting changes are coming to our GetBigReward$ program effective January 1, 2023.
Budgeting for the Holiday Season
December 09, 2022
With a few weeks left in December, many consumers are in the process of wrapping up their holiday shopping list. The question is, how many of those consumers have set a budget for this season, and how does that process work?
3 Student Debt Forgiveness Strategies
December 01, 2022
The White House announced the student loan payment pause has been extended through June 2023. Consider these 3 strategies when deciding how to best prepare for when payments resume.
Our Experts Are Here For You
December 05, 2022
One of the wonderful things about living in the U.S. is the freedom to make personal choices, like where you work. Choosing a career in a legitimate industry should not make it more challenging to receive financial services.
We're Growing in West Michigan
November 29, 2022
With a new member center opening in Muskegon next year, and an openness to partner with other interested credit unions, Community Choice is committed to serving our members in the West Michigan market.
Give Big: Knowledge Is Your Superpower
November 22, 2022
Business owners may not realize it, but they have amazing superpowers they can pass along to others! It's time to Give Big.
Unclaimed Employee Retention Tax Credits
November 22, 2022
If your business paid employees qualifying wages from March 30, 2020, to September 30, 2021, you may be eligible for Employee Retention Tax Credits.
SBA Express Loans Are on Your Side
November 22, 2022
SBA Express Loans are a great way to fund a range of business needs, including expansion or renovation, equipment or real estate purchases, debt refinancing, or even working capital.
Your Payments Are Secure, Your Data Is Protected
November 22, 2022
Community Choice is proud to offer fraud prevention tools to help businesses mitigate risk of loss and protect against possible payment deception.
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Stay One Step Ahead of Scammers
November 17, 2022
When scammers do their dirty work, they hope to catch you off guard and unprepared to fend off the attack. Let’s get ahead of the storm by looking at some recent scams, plus a few tips and tricks to help protect you.
Earn more on your money
November 09, 2022
Interest rates are rising, but what does that mean and how does it impact your savings? Check out these tips on earning more.
Teaching is a Work of Heart
November 03, 2022
Michigan teachers are helping to create a better tomorrow for our children. To show our gratitude, Community Choice team members statewide packed 1,000 supply boxes for teachers in several Michigan school districts.
Social Security Benefits Increasing
October 28, 2022
You may have scrolled past some recent headlines touting changes to “COLA.” While these reports have nothing to do with soft drinks, there are certainly many members who will find the financial news within refreshing.
International Credit Union Day
October 17, 2022
International Credit Union Day is Thursday, October 20, and it's a reminder that as a credit union member, you have taken an important step to Live Your Best (Financial) Life.
Your Credit Score is Looking Gourd-geous!
October 12, 2022
Can you smell the pumpkin spice in the air? Same here. The tell-tale signs of autumn are everywhere. As temperatures drop and leaves start falling, make sure you credit score doesn't follow suit.
Add Simplicity to Your Life
September 28, 2022
Fact: Life gets busy.
In hopes of providing you some much needed relief, let's explore a few e-Banking features that are certain to add some simplicity to the equation.
Life Insurance Protects More Than Just You
September 20, 2022
If you have people — children, a spouse, older parents — life insurance is a key ingredient to a sound financial plan, much like an emergency fund and a retirement account.
Read More about "Life Insurance Protects More Than Just You"
Student Loan Forgiveness
September 12, 2022
Join this GreenPath Financial Wellness webinar for clarity on the current status of federal student loans and what you need to do now.
Teen Driver Safety
September 05, 2022
Newly licensed teens can avoid accidents by upholding safe driving practices on the road. Be sure to give your teen the following tips for staying safe behind the wheel.
Checking Out Used Cars
August 29, 2022
Buying a used car can be difficult to navigate. Whether you’re looking to purchase your child their first vehicle or you’re just simply interested in adding an additional car to your family’s fleet, we're here to help!
Hit Your Savings Goals Right on the Money
October 04, 2022
A healthy savings plan starts with paying yourself first — Targets, our new goal-based e-Banking saving tool was created to do just that.
Personal Finances
August 19, 2022
Beyond your business needs, we're dedicated to providing you and your employees with the financial resources needed to live the lives you each desire.
SBA: 7(a) Loans
August 19, 2022
When you're running a small business, it's nice to know a helping hand is available when needed. The United States Small Business Administration offers 7(a) loans up to $5,000,000, and your business may be eligible.
"Remember, Time is Money"
August 19, 2022
As a business owner facing a daunting to-do list each and every day, you know that efficiency is key. Let’s make 2023 your best year yet by exploring some efficiencies for your money management.
Checking In and Standing By
August 23, 2022
We know the economic news right now can be a lot to take in. Let's explore 5 essential habits we encourage you to adopt to kickstart or maintain your financial health.
Thanks for Spending the Summer with Us
August 17, 2022
Spending time with our neighbors is a time-honored tradition at Community Choice. We gather to celebrate members and we congregate to Give Big. It’s who we are. Community isn’t just in our name — it’s in our hearts.
Be Savvy About Your Credit Score
August 08, 2022
What is a credit score, who has one, and when is it used? Expand your financial knowledge with these credit score basics.
Affordable Summer Fun
August 01, 2022
Few things are more enjoyable than summertime in Michigan. Finding affordable family fun can make your mid-year adventures even more pleasurable.
At This Rate, Is It Time to Borrow?
July 25, 2022
Sky-high prices aren’t limited to the grocery store – inflation is everywhere. Let's explore how rate bumps might impact your future loan payments.
Scholar Day of Service
July 18, 2022
Community Choice Foundation scholars love to Give Big™ throughout Michigan. Our 2021 and 2022 scholars recently gathered for a Scholar Day of Service, where they teamed up to make lunch for 125 kids and volunteers.
Join us at our Backpack Giveaway Events
July 14, 2022
As summer starts to fade, another school year is on the horizon. In preparation for a successful education, we're supporting kids and families one backpack at a time.
Working for the summer
July 07, 2022
Know a teen working a summer job for the first time? Pass along these six suggestions for a successful summer on staff.
Medical Debt is Getting Better
June 27, 2022
Did you know medical debt stays on credit reports for up to seven years after it has been paid off? That all changes July 1.
Insurance Awareness
June 22, 2022
Like your favorite midway rollercoaster, life has its expected ups and downs. It’s all part of the ride, right? Luckily, insurance is the lap bar protecting you at every turn.
Your Kroger Trip Can Support our Foundation
June 13, 2022
Linking your Kroger Shopper's Card to support the Community Choice Foundation takes two minutes and is free!
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‘Priceless’ Adventures
June 01, 2022
Let's explore 10 Priceless Experiences your can have this summer, and beyond.
I Spent How Much on Coffee This Month?
May 25, 2022
The word "budget" has been misunderstood for far too long. Too many hear that word and immediately think it means "restricting" or "doing without." But it doesn't have to.
Financial Education: The Gift that Keeps on Giving
May 19, 2022
You’re never too old, or too young, to learn sound financial habits. From kindergarten to graduation, and beyond, financial education is the gift that keeps on giving.
Read More about "Financial Education: The Gift that Keeps on Giving"
Take These Steps with your Student Loans
May 17, 2022
All good things must come to an end – and that applies to the upcoming end of federal student loan payment relief measures. It’s time to take steps for when the relief programs end.
Thank You to our Cash for Classrooms Grant Recipients
May 13, 2022
At Community Choice, we believe that learning financial lessons should start early and change as the child grows. That’s why we support financial education in the classroom and want to help teachers who share in our belief.
Read More about "Thank You to our Cash for Classrooms Grant Recipients"
2022 Scholar Ceremony
May 09, 2022
On May 5, we proudly welcomed the Class of 2021-22 to our Circle of Scholars in a ceremony at the Inn at St. John's in Plymouth at our Foundation Scholarship Ceremony.
A Gift for Moms Planning the Perfect Summer Vacation
May 07, 2022
We just want to take a few moments to wish all the moms, grandmas, Godmothers, aunts, mother-figures, and anyone else who plays the role of “mother” a Happy Mother’s Day!
We don’t know what we would do without you.
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A Little Time Back Just for Yourself
April 28, 2022
Spring is here and you’re busier than ever. Let us help you eliminate one of your errands. At Community Choice, we specialize in convenience and easy access to your accounts.
Thinking of Buying Your Lease? You’re in the Driver’s Seat
April 21, 2022
When it comes to autos, there are three distinctly different types of consumers: those who only buy new, those who only buy used, and those who only lease.
Which one are you?
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Saving Money at the Grocery Store
April 13, 2022
With prices rapidly rising on everyday items, perhaps your savings plan has gone by the wayside. These tips will help you find more money in your budget – starting with saving at the grocery store.
Help your Child Build Good Financial Habits
April 06, 2022
April is National Credit Union Youth Month. That means we’ll focus on our young savers and spenders. In today’s economy, kids can easily get confused as swipes, clicks, and scans have taken the place of actual money changing hands. With so many transactions turning to digital, the reality is that teaching kids good financial habits is an important and valuable life skill.
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Have an Insured Car? You’re Getting $400
March 25, 2022
Thanks to a change in Michigan’s auto insurance laws, many drivers will soon be receiving an unexpected refund! The Michigan Catastrophic Claims Association (MCCA) is refunding $400 per eligible vehicle insured on an active Michigan auto policy as of October 31, 2021. The checks are being disbursed to eligible Michiganders as part of a surplus related to insurance requirements in the state.
High-Interest Debt? Time to Act
March 24, 2022
You might have noticed that we talk a lot about interest rates in Community Conversations. We do so because understanding how interest rates affect your finances will help you make smart choices and help you get the most for your money.
Get Offensive: It’s the Best Defense
March 17, 2022
Have you ever heard the expression, “the best defense is a good offense?” It can be applied to just about any project or goal. Here are a couple of examples.
Women and Credit: Here’s How to Get on Solid Ground
March 08, 2022
For many years, research has shown that women in the U.S. are approved for less when they apply for credit products and are more likely to be denied outright. Perhaps because of this, women also put off applying for credit, even when they need it to get on solid financial ground.
Read More about "Women and Credit: Here’s How to Get on Solid Ground"
Have Home Improvement Plans This Spring?
March 02, 2022
With spring just a few weeks away, it’s a good bet that many homeowners are considering home improvements. And why not? Spring is the perfect time to turn your dreams into reality.
Introducing Credit Score, powered by SavvyMoney
February 23, 2022
If you’re a regular reader of our Community Conversations blog site, you know that we talk a lot about interest rates and the importance of keeping track of your credit score. The two go hand in hand, as rates are mostly determined by your score.
One of the key ways you can save your hard-earned money is to avoid throwing it away on high interest rates.
Read More about "Introducing Credit Score, powered by SavvyMoney"
Celebrating Black History Month
February 18, 2022
We are proud to celebrate Black History Month and the diversity of our industry. Together, we help advance the credit union movement, bringing affordable and fair products and services to our members.
Mastercard Credit Cards: Convenient and Secure
February 08, 2022
We know you need your card to be two things: convenient and secure.
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Plan and Save 30% or More on your Heating Bills
February 02, 2022
With the shift to colder temperatures and a few inches of fresh snow to make it look as cold as it feels, it’s natural to bump up the thermostat a few degrees as we hunker down for the remaining winter months. But if you find yourself in limbo between wanting to be warm but worrying about the cost of your utility bills, try following a few of these tips to reduce your energy usage between now and the warmer weather.
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Have Holiday Credit Card Debt? We Have a Solution
January 19, 2022
The holidays are over, the decorations have been put away, and it’s time for life to get back to normal. Normal, with a few more bills.
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5 Ways to Make Money Resolutions That Stick
January 10, 2022
The new year is a time for new beginnings. Are you ready to make money resolutions that stick?
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