Student loan repayment has returned —
here’s what borrowers need to know.
If student loans are back on your radar, you’re not alone. Millions of borrowers across the country are navigating repayment, forgiveness changes, or even collection efforts—and the headlines can feel overwhelming.
But here’s the good news: you don’t have to figure it out alone!
At Community Choice, we’re here to make your next move easier with Choice Map—a free service that connects you with a certified expert who can help you build a personalized financial plan, including how to handle student loan payments.
Whether you’re actively making payments or just trying to figure out what comes next, we can help you sort through your options with zero pressure, zero judgment, and all the support you need.
Why this matters now
Student loan repayments resumed last fall, and the temporary pause is over. As of Spring 2025, the Department of Education has also restarted collections for loans in default—meaning some borrowers may face garnished wages, seized tax refunds, or lost benefits if they haven’t taken action.
But many people still aren’t sure:
- What kind of loan they have
- When their next payment is due
- If they qualify for programs like consolidation, income-based repayment, or loan forgiveness
And that’s exactly where Choice Map can help!
We’ll help you get the full picture
A Choice Map expert can work with you to:
- Review your student loan status
- Explore repayment or forgiveness options
- Build a plan that works alongside your other financial goals
Think of it as your personal financial GPS—someone who helps you navigate twists and turns and adjust when life changes.
No stress. No pressure. Just support—on your schedule.
We know you’re busy. That’s why we make it easy to meet 1:1 with a Choice Map expert on your time. Appointments are always free and can be scheduled online in just a few clicks.
Whether your payments are already coming out of your account or you haven’t thought about your loans in a while, we’re here for you!
