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Choice Savings

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Choice Savings

Your money is worth its weight in goals

A Choice Savings account makes it easier to set and accomplish your savings goals. It's the perfect way to maximize the interest rate your balance will earn so you can achieve the life you desire.

Choice Savings helps you reach your goals

We believe your money is worth its weight in goals. With Choice Savings, you can still use Daily Shares (which we call Choice Goals) to separate your balances or to save for special purchases. You can even name your Choice Goals, such as “Vacation” or “Wedding.” 

Dividends will be paid monthly based on the total balance of your Choice Savings account and Choice Goals. Plus, the interest rate is tiered; You’ll automatically earn an elevated interest rate on your combined savings. The more you save, the more you’ll earn!


In this example, the total savings balance is $30,000, and would receive a dividend of 0.10%. The combined dividend will be deposited into your Choice Savings Account.

Download Choice Savings FAQs

Total Savings Balance RateAPY*
$100.00 - $9,999.99 0.01% 0.01%
$10,000 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $249,999.99 0.15% 0.15%
$250,000 - $499,999.99 0.25% 0.25%
$500,000 and above 0.35% 0.35%

*APY = Annual Percentage Yield

Savings rates effective March 1, 2021.

All annual percentage yields are based on the assumption that the money is left on deposit during the dividend period. Dividend rates on share accounts will be declared monthly by the Board of Directors and posted on the last day of every month. All rates subject to change at any time without notice. For more information, please refer to our Account Agreements and Disclosures.

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