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Take credit, seriously

From everyday spending to your home and transportation, credit is a valuable tool when you take it, seriously. Credit and loans are a normal part of a healthy financial mix. We encourage you to take out loans but take your borrowing strategy seriously.

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This Week's Borrowing Tip

"Earn cash back"

For everyday purchases, Community Choice World Mastercard® is a safer, smarter alternative to carrying cash. In fact, you’re earning cash back every time you tap. Make it your everyday card to get the most out of your membership!

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Your journey starts now

There’s more advice where this came from – enroll in Choice Map, our free comprehensive financial wellness plan. Schedule your discovery conversation today to get started.

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Steps to Borrowing

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Know the Score

When it comes to borrowing money, credit scores are powerful numbers. Knowing your score is the first step. Helping you create a plan to achieve or maintain your strong score follows.

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Consistency is Key

Paying your bills on time is the most important factor used to determine your credit score. That's great news, becuase it is completely in your control.

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Eliminate High-Interest Debt

Finding yourself buried under a mountain of high-interest debt can feel overwhelming. Our team will help you explore ways to consolidate and refinance your existing loans.

Creating Borrowing Goals

Which life milestones are on the horizon? If they involve expenses, getting your plan together beforehand is essential. At Community Choice, we believe in making loans that make sense to your financial portrait.

Maximize your equity

With each mortgage payment you make, you're building up equity that can work in your favor when it's time to borrow. FlexChoice Home Equity Line of Credit lets you utilize the value of your home to provide a line of credit with the flexibility to segment off a portion of your balance into a fixed rate and term when you choose. It’s a smart way to get funds when you need them to pay for travel, emergencies, home improvement projects and more.

FlexChoice HELOC

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Borrowing Made Simple

Our Personal Advisors are credit experts and can help you balance your financial health and achieve your goals using the power of Community Choice products and services:

World Mastercard

For everyday purchases, this is a safer, smarter alternative to carrying cash (plus, you'll earn 1.5% cashback).

Explore Cards

Home Equity Loans

Whether it’s a remodeling project or unexpected expense, rely on the equity you’ve earned.

Learn More

Debt Protection

Life happens and can cause financial stress when we least expect it. Debt protection acts as a safeguard against the unexpected.

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Financial Education

Our Community Conversations blog is a great resource to access additional information along your Choice Map journey. Explore these articles to get started:

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Lending is Open for Business

Medical Debt is Getting Better

explore More Choice Map Sections

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