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Time Is Money

Save Time with Smarter Cash Management


“Remember that time is money.” Benjamin Franklin originally published this thought back in 1748. Over 275 years later, that truth still defines what it takes to run a successful business – it’s about finding smarter, more convenient ways to manage your money.

A man on his computer utilizing Community Choice Credit Union's autobooks feature

When your money moves smoothly and automatically, your business runs more efficiently. Instead of getting bogged down in manual accounting or constant balance checks, you can focus on what really matters: your customers, your growth, and your goals. If you’ve ever spent hours tracking payments, reconciling accounts, or moving funds between accounts, you know how quickly those small tasks can add up. Modern automated treasury management systems can take care of these behind-the-scenes details, helping your business save time, reduce errors, and maintain steady cash flow.

Think of automation as your silent business partner. Scheduled payments, automatic transfers, and real-time account monitoring ensure that your cash is always working for you, even when you’re not thinking about it.

A couple running their small business with ease, thanks to Community Choice Credit Union

At Community Choice Credit Union, convenience isn’t just a buzzword. It’s built into how we help businesses thrive in Michigan and beyond. With flexible cash management solutions, business owners can tailor services to fit their operations.

For instance, liquidity management tools like automated sweep accounts make it easy to put your money to work. Once your checking account reaches a set balance, excess funds automatically move into an interest-bearing account or go toward paying down a loan. That means you’re always maximizing returns and minimizing idle cash, without lifting a finger.

This kind of seamless automation can have a real impact. By freeing up even a few extra hours each week, you can focus on sales, strategy, and service instead of routine money movement.

Today’s businesses need flexibility, and that means having access to your finances wherever you are. Community Choice makes that simple with powerful online and mobile banking tools. You can:

  • View balances and transactions in real time
  • Deposit checks remotely
  • Approve payments and transfers
  • Access detailed reporting anytime, anywhere


That level of accessibility gives business owners confidence and control. Whether you’re in the office, on the road, or meeting with clients, you can stay connected to your financial picture and make informed decisions on the spot.

Happy businessman holding smartphone s standing in office - Community Choice Credit Union

When your cash management system runs efficiently, the benefits go far beyond convenience. For mid-size and commercial businesses that handle higher transaction volumes or complex cash flow, those efficiencies can be the difference between just keeping up… and staying ahead.

Time savings

Automated tasks mean more time to focus on running and growing your business.

Better forecasting

Real-time financial data supports clearer, more confident planning.

Money experts at Community Choice Credit Union

Cost savings

Fewer errors, fewer fees, and smarter liquidity management.

Agility

With instant access to your accounts, you can respond quickly to opportunities or challenges.

Already a Community Choice business member? Now’s the time to take your operating accounts to the next level with Treasury Management.

You’ve trusted us with a portion of your business needs; now let us help you streamline the total package. Our Treasury Management solutions combine personalized service with powerful digital tools to help you:

Automate payments and receivables
• Optimize cash flow
• Simplify daily operations


We know your business. Let’s build a cash management strategy that fits your goals and grows with you. Unlike big banks, Community Choice puts members first. That means you get direct access to local experts who understand your market and care about your success. From merchant services to deposit solutions, our treasury tools are designed to make managing money easier, faster, and stress-free.

Add simplicity to your business. Talk to a Treasury Management expert today.