Personal Loans

Quick cash? We’ve got it.

An easy, straightforward loan to help you save money on high-interest debt, make a major purchase, or whatever you have in mind.

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Holiday Loan Special

Give yourself the gift of lower rates this holiday season!

Hurry, offer ends January 31, 2025!

Apply in e-Banking

Feet in woollen socks by the Christmas fireplace. Woman relaxes by warm fire with a cup of hot drink and warming up her feet in woollen socks. Close up on feet. Winter and Christmas holidays concept.

We make getting the right loan personal

Quick, easy application
Flexible terms

No fees
Competitive rates

Dedicated lending team
Payment protection (for select loans)

Not a member yet? You’re welcome here.

Signature Loan

Perfect for any season: weddings, vacations, home repairs, cutting up credit cards, and more. Our Signature Loan offers up to $40,000 for a term of up to 72 months.

Line of Credit

An open-ended line of credit with access to up to $40,000 as you need for unexpected expenses and emergencies.

Share Secured Loan

Build up your credit with a secured loan based on your secured savings or CD.

Express Cash

For when life happens, we’ve got your back with Express Cash. Available 24/7, it takes just six clicks in 60 seconds to get the cash you need.

This loan is risk-free with no credit check. Must be a member for 90-days to qualify.

Hear from happy members

“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!” Michelle K.
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.” Thomas R.
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!” Ariel M.
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.

Celebrate convenience with Mastercard®

Universally accepted, your Debit Mastercard® keeps payments fast, easy, and secure.

Speed through checkout online and in stores
Safeguard against loss or theft with Mastercard ID Theft Protection™
Tap to pay in stores where you see the contactless symbol
Access 30,000+ ATMs

Open an account

Enjoy $12 in monthly rewards, up to $144 annually

Get rewarded for making smart financial decisions! Using your debit card, getting paid through direct deposit, and other routine activities help you earn GetBigReward$.

Learn more about our rewards.

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Personal Loans FAQs

Your personal loan questions answered. See all frequently asked questions.

See all frequently asked questions

Financial Calculators

Related to Personal Loans

Choice Map

Savings Accounts

Credit Cards

Targets

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

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Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs

*APR = Annual Percentage Rate. Rate will be based on credit history, approximate term, and security offered. A loan representative will let you know the rate you qualify for after reviewing your application documents. Holiday loan special is valid November 25, 2024 through January 31, 2025. Rates are subject to change without notice.