Choice Map — Borrow
Take credit seriously
From everyday spending to your home and transportation, credit is a valuable tool when you take it seriously. Credit and loans are part of a healthy financial mix. We encourage you to take out loans but take your borrowing strategy seriously.
Tap into MORE free money
When you pay with your Community Choice World Mastercard, you’re earning cash back on every purchase and racking up transactions to get those GetBigReward$.
Your journey starts now
There’s more advice where this came from, and we’ll personalize it just for you! Enroll in Choice Map, our free comprehensive financial wellness plan to ensure you’re navigating the road ahead with intention.
Schedule your discovery conversation today to get started.
Steps to borrowing
Know the score
Credit scores are powerful numbers. Knowing yours is the first step, followed by creating a plan to achieve your ideal score.
Consistency is key
Pay your bills on time—it’s the most important factor in determining your credit score.
Eliminate high-interest debt
Finding yourself buried in high-interest debt feels overwhelming. Let’s explore ways to refinance your existing loans.
Maximize your equity.
With each mortgage payment you make, you’re building up equity that can work in your favor when borrowing with a FlexChoice home equity line of credit.
- Flexibility to segment at a fixed rate and term
- Pay for larger purchases like vacations, emergencies, or home projects.
For everyday purchases, this is a safer, smarter alternative to carrying cash (plus, you’ll earn 1.5% cash back).
Home equity loans
Whether it’s a remodeling project or an unexpected expense, rely on the equity you’ve earned.
Building better community, one member at a time
We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.