Your time is valuable. That’s why our business savings accounts are built around convenience and easy access so you can keep your money moving, growing, and protected without adding extra steps to your day.
With our accounts, you get clear benefits that help you bank the way you want, grow with less effort, keep more of what you earn, and count on strong protection.
Bank when and how you want.
Handle everyday banking online, on your phone, or from your desk, or visit one of our member centers. Plus, enjoy access to more than 30,000 CO-OP ATMs nationwide.
Keep more of what you earn.
Open with a low minimum, get monthly fees waived when paired with checking or lending, and enjoy reduced online wire fees.
Effortless growth.
Dividends and Earnings Credits automatically help offset fees and build your savings while you focus on running your business.
Count on protection.
Built-in tools stop unauthorized withdrawals, add fraud protection, and keep your funds secure — so you can bank with confidence.
Choose the account that fits your business
Simply Business Savings
Straightforward savings, built for busy owners. Open in minutes, manage online, and earn dividends as your balance grows.
Monthly fee is waived when you have a Community Choice checking or loan
Just $5 to open
Earn dividends on your savings
No fees on the first $25,000 in monthly cash deposits
Pay less with reduced online wire fees
Analyzed Business Savings
Perfect for members with Analyzed Business Checking. Keep everything connected and automatically reduce fees.
Your average balance earns an Earnings Credit that helps reduce fees
Cash deposits and transactions count toward your analyzed account calculation
Option to link overdraft protection to checking
Analyzed Daily Savings
Need more flexibility? Open an additional savings account to keep funds separate and boost your Earnings Credit.
Balances help boost your Earnings Credit
Open an extra savings account to keep funds separate and offset fees
Hear from happy members
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.”
Patricia S.
“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!”
Michelle K.
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.”
Sylvia T.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.”
Thomas R.
Banking that works around you
Your savings account is just the start. With every account, you’ll also enjoy:
Free mobile app
24/7 account access
30K+ ATMs
Express Pay & direct deposit
20+ member centers
Optional overdraft protection
Access to Choice Map, our smart planning tool
Accessible savings with competitive rates
SIMPLY BUSINESS SAVINGS
0.25% APY*
Minimum Balance $100
Earns dividends on balances
ANALYZED BUSINESS SAVINGS
Earnings Credit**
Minimum Balance $5
Balances offset fees for Analyzed Accounts
ANALYZED DAILY SAVINGS
Earnings Credit*
Minimum Balance $0
Additional savings share for Analyzed Accounts
* APY= Annual Percentage Yield
** Rates and Earnings Credits are subject to change.
Ready to make saving effortless?
Open your account today and make savings the easiest part of your business routine. With 24/7 online and mobile access, plus 20+ member centers across Michigan, we’re always here when you need us.
