IRA
Save the easy way with an
IRA CD
Thousands of members have already started growing their retirement with us. It’s simple, secure, and built for real life
IRA
Saving for the future shouldn’t be a struggle
We get it – retirement planning often feels overwhelming. That’s why we’ve designed a friction-free way to start saving today:
- Get started with just $100
- Pick your term, enjoy guaranteed, steady returns
You make one smart decision, and your future self gets the reward.
IRA Benefits for You
Tip: People who automate their savings are two to three times more likely to achieve long-term financial goals.
Make it effortless: let your IRA CD grow in the background while you focus on living your life.
Why an IRA CD?
Because it’s smart, simple, and built to win long-term. Unlike a regular CD, an IRA CD gives you potential tax advantages, so your money grows without extra effort.
Starting is simple. Most members open in minutes and wish they’d started sooner
Want More Flexibility?
You’ve got options.
If you’d prefer to save with easy access to your money, our IRA Daily Share account gives you more freedom while still growing your future. Perfect for those who want flexibility without losing sight of their long-term goals.
Tip: When saving feels too “locked in,” people stop altogether. The IRA Daily Share gives you both structure and freedom
Quick Answers for
Smart Decisions
What is an IRA CD, really?
A fixed-term account that locks in our top rates and helps your retirement savings grow—safely and steadily.
How much do I need to start?
Just $100. Most members open their account in under 5 minutes.
Can I add more later?
Not during the term—but you can reinvest at maturity or open additional CDs anytime.
What if I need to withdraw early?
There’s a small penalty: 60 days of dividends for 6-month terms, 90 days for 12-month terms. But most members let it grow and enjoy the full benefit.
Is my money safe?
Yes, up to $250,000 is federally insured by the NCUA, separate from other accounts.
Ready When You Are
You’ve got a vision for your future. We’ll help you get there – safely, simply, and on your terms.
Easy to start. No surprises. High returns.
And future-you will thank you