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Special Offers

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Community Choice members and friends

Member Referral

When your friends join Community Choice, you both get rewarded!

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Woman shopping

Credit Card Specials

Gifts for them, low rates or cash back for you this holiday season.

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Mother and son

Give Big to Get Big

Open Your Eyes to a Credit Union and get $50 for you and a charity!

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Check out even more great offers:

Member Referral Program

It takes one to know one. Great members like you are hard to find.

Tell your friends, family and coworkers about all the benefits of belonging to Community Choice. When they join, you both get a great reward.

Member Referral offers

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Choice Features

  • A financial institution that’s looking out for you, not to make profits
  • GetBigReward$ program that rewards you financially

  • Member ownership gives you an equal voice at the credit union

  • Exclusive discounts through eClub and Love My Credit Union Rewards program

  • Low rates on a variety of loans

  • Easy and convenient e-Services

  • 24/7 member contact center

Credit Card Holiday Specials

Gifts for them, low rates or cash back for you with our credit card this holiday season

Visa Platinum cardholders enjoy a low 3.75%APR* on qualified purchases through 12/31/2019.

Visa Signature CashBack cardholders earn 3%* cash back on qualified purchases through 12/31/2019.

Plus, $0 Annual Fee, $0 Balance Transfer Fees, and $0 Foreign Transaction Fees!

Apply today

*APR = Annual Percentage Rate. 3.75% APR for Visa Platinum cardholders and 3% cash back for Visa Signature cardholders is available on purchases made from November 1, 2019 through December 31, 2019 within the qualifying merchants. Purchases at non-qualifying merchants for Visa Platinum cardholders will be the APR previously disclosed to you at time of application and approval. After your June 2020 statement, the APR will revert to your regular rate for transactions. Cash rebates for all purchases made with a Visa Signature card before November 1, 2019 and after December 31, 2019, as well as within non-qualifying merchants will continue to accrue at 1.5% for every dollar spent. Qualifying merchants include holiday travel, gas, entertainment, and more. Speak to a personal advisor for more details.

Give Big to Get Big

Open Your Eyes to a Credit Union

Community Choice is more than just a Credit Union. We believe in helping our neighbors achieve the life they desire. As a special welcome to our Credit Union family, we want you and your community to enjoy this offer!

$50 for you and $50 for charity

Open a new checking account before December 31, 2019, and get $50, plus we'll give $50 to a local charity that serves your community!


Terms and Conditions: New account incentive will be paid via deposit into the checking account of qualifying new members following 30 days of membership. In order for new member to receive incentive, they must be 18 or older with an account in good standing, with no delinquent loan balance, negative share balance or other indicator of an account not in good standing at time of payment. Deposits will be made on Mondays for accounts that qualified in the preceding week. Deposits are reported to IRS and any applicable taxes are the responsibility of the recipient. Charitable donations will be made by the credit union following the close of the promotion, no later than February 1, 2020. A full list of supported charities can be referenced on Each charity will receive $50 for each qualifying checking account opened at the designated credit union office(s), with a minimum donation of $100. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individuals must qualify for membership based on Community Choice Credit Union's field of membership criteria. This offer is valid October 1, 2019 through December 30, 2019; offer is subject to change and could be discontinued at any time.

Mortgage and Home Equity Loans

Our Mortgage experts will walk you through every step of the process, making your experience as simple and stress-free as possible so you can start enjoying your new home. 

We’ll pay the first $500 of your mortgage closing costs through December 31, 2019!*
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Home Equity

Unlock the value in your home with a FlexChoice Home Equity Line of Credit (HELOC). FlexChoice HELOC provides the freedom of a line of credit and the stability of a fixed loan.

We’ll pay the closing costs for your home equity loan through December 31, 2019!**
Learn more


*Lender credit for closing costs is one time only per household. All applications must be received before 12/31/2019 to qualify for this offer. $500 credit will be applied at time of closing; member is responsible for remainder of closing costs. All loans are subject to approval. This offer is not redeemable for cash. See Credit Union for full details. NMLS ID# 451639

**Lender credit for closing costs is one time only per household. Offer valid on Home Equity loans and FlexChoice Home Equity Lines of Credit. All applications must be received before 12/31/2019 to qualify for this offer. Maximum credit of $500 will be applied at time of closing. All loans subject to approval. This offer is not redeemable for cash. See Credit Union for full details. NMLS ID# 451639

Birthday Rewards

Everyone deserves a little extra on their special day. Let’s get together at any of our convenient locations across Michigan. We’ll spend a little time getting to know you better, and you’ll get $25 in GetBigReward$.

How it works:

  • You chat with a personal advisor about what we can do to improve your financial life.
  • $25 is deposited into your GetBigReward$ account.
  • This offer is valid for 30 days after your birthdate.
  • You are not required to open a new account or loan to receive your gift.

Visit us today!

Welcome Wagon

Welcome new neighbor! We’re here to help you settle into your new community with a new checking account. When you join Community Choice Credit Union, you’re joining an organization that Gives Big to your community with generous volunteerism, scholarships, and grants. We also give back to our members with GetBigReward$, and you can earn $50 in rewards when you open a new checking account with us.

Promo code: NewMover50

*Must qualify for checking account. $50 is deposited to the member’s GetBigReward$® account. Visit a Member Center or for details. Employees and board members are ineligible. Offer not available for Captain Choice Accounts. Offer expires 12/31/2019.

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