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Home Equity Loan Rates

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FlexChoice Home Equity Line of Credit       APR* As Low As

5, 10, 15, 20-Year HELOC



Home Equity Loan Fixed Rate (Closed End) APR* As Low As
5-Year Home Equity1 3.99%
10-Year Home Equity2 3.99%
15-Year Home Equity3 4.49%

Actual rate based on loan-to-value of collateral and credit worthiness. 

Variable rate is subject to change monthly, based on the prime rate and margin. Maximum Annual Percentage Rate is 18.00%. Other terms and conditions may apply. 

Effective 04/01/2020. *APR=Annual Percentage Rate. Intro rates are subject to change without notice. Rate offered will be based on applicant’s credit history and worthiness, term and amount financed and loan-to-value of collateral. Qualifying rate will be determined upon review of application.


1  60 monthly payments of $18.42 per $1,000 borrowed. 

2  120 monthly payments of $10.13 per $1,000 borrowed. 

3  180 monthly payments of $7.65 per $1,000 borrowed.

Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a credit union representative.

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