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Home Equity Loan Rates

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FlexChoice Home Equity Line of Credit       APR* As Low As

5, 10, 15, 20-Year HELOC

4.75%

 

Home Equity Loan Fixed Rate (Closed End) APR* As Low As
5-Year Home Equity1 4.24%
10-Year Home Equity2 4.49%
15-Year Home Equity3 4.74%

Actual rate based on loan-to-value of collateral and credit worthiness. 

Home Equity Line of Credit    APR* As Low As
HELOC with no annual fee, origination fee, or pre-payment penalties.                      Variable rate as low as 5.00% 

Combined loan-to-value up to 80%

Variable rate is subject to change monthly, based on the prime rate and margin. Maximum Annual Percentage Rate is 18.00%. Other terms and conditions may apply. 

Effective 12/1/18. *APR=Annual Percentage Rate. Intro rates are subject to change without notice. Rate offered will be based on applicant’s credit history and worthiness, term and amount financed and loan-to-value of collateral. Qualifying rate will be determined upon review of application. .50% will be added to the APR for refinances of existing credit union loans. 

 
 

1  60 monthly payments of $18.53 per $1,000 borrowed. 

2  120 monthly payments of $10.37 per $1,000 borrowed. 

3  180 monthly payments of $7.78 per $1,000 borrowed.

Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a credit union representative.

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