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Youth Accounts

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Money smarts start here

When it comes to getting the most for your money, good habits go a long way. Our youth accounts have all the perks young savers need to help them get the most for their money and learn the importance of proper money management.

  Captain Choice 0-12MYChoice 13-17Young Adults 18-24

Generous 3.00% APY*on first $500 in Savings

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Visa® debit card and Checking


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Eligible at age 15

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Community Choice Foundation scholarship opportunities


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Games, savings tips and spending skills

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Captain Choice 0-12

Start learning great money skills

  • 0-12 years
  • Generous 3.00% APY*

  • Points system for meeting savings goals and getting good grades

  • A single $5 deposit gets you started

Apply now

MYChoice 13-17

Chores, allowances, and first jobs – it’s around this time that kids need, and want, access to their money. We’ll help them get set up to properly manage their account.

  • 13-17 years
  • Free savings account

  • Generous 3.00% APY*

  • Visa® debit card and Checking (eligible at age 15)

  • Community Choice Foundation scholarship opportunities

  • No monthly fee, no minimum balance

Apply now

Young Adults 18-24

This account is available to youth ages 18 and above; no parent or guardian required. During this phase of your life, there’s a lot you’ll be doing for the first time —  your first auto loan, finding your own place, and more. Community Choice is here to lend a hand through it all.


  • 18-24 years
  • Free e-Services like mobile banking

  • Checking and Visa® debit card

  • Community Choice Foundation scholarship opportunities for high school seniors

  • Student loans, auto loans, Visa credit cards

Apply now

No dividends earned on balances under $10.00. Fees may reduce earnings. $5.00 minimum to open.

*APY is designated as Annual Percentage Yield. APY is based on the assumption that the money is left on deposit during the dividend period. Dividend rates on share accounts, except the Holiday Club, will be declared monthly by the Board of Directors and posted on the last day of every month. All rates subject to change at any time without notice. Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a Credit Union representative.

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