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Personal Checking

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I’ll spend today with what matters most.

Community Choice Credit Union knows that, along with your family, what matters is getting the most for your money. That’s why our checking helps you save money, time and provides peace of mind.


Choice Checking, exclusive to Community Choice members, is a complete financial solution. Protect your identity, monitor your credit, save money and earn a little extra interest. Just need the basics? We have that, too. Compare the benefits of our two checking accounts:

  Choice CheckingBasic Checking


Our premium checking option. Earn interest on $2,500 and above with no minimum balance.

The no-frills, no fees checking account

Features and benefits

 Provides additional benefits designed to help you bank smarter and help keep you and your family1 secure, including IDProtect®. 

See all Choice Checking benefits

Provides basic checking benefits

Monthly fee

Enjoy Choice Checking and all included benefits risk-free for 90 days, plus we will waive the first month’s fee. 

Only $5.95/month thereafter. GetBigReward$® has you covered. Earn up to $9 per month to offset the cost!


No monthly fee

Choice Checking

In addition to everything you get with Basic Checking, now you can bank smarter, earn interest on balances of $2,500 and above, and keep your family secure.

  • $5.95/month

  • IDProtect® with identity theft monitoring and resolution service

  • Cell phone protection with up to $300 in replacement or repair costs for three household phones ($50 deductible per claim)

  • Accidental death and dismemberment insurance up to $10,000

  • Discounts on shopping, travel, movies and more

Choice Checking benefit details


Basic Checking

Our basic checking offers:

  • Free e-Banking, e-Pay and e-Deposit

  • No monthly charge with e-Statements

Open an account

Visa Debit Card

Instant access

Your Community Choice Visa debit card combines the best of Visa, an ATM card and checks by giving you access anytime and anywhere to your checking account:

  • No annual fees

  • Unlimited transactions at more than 30,000 surcharge-free ATMs nationwide

  • Online shopping protection verified by Visa

  • Access through digital wallets including Apple PayTM, Google PayTM and Samsung PayTM

  • Fraud and travel protection

  • Is accepted at merchants worldwide, wherever you see the Visa logo

Ordering Checks

It is easy to order and customize your Community Choice checks. Before you start, please have the following information available:

  • Order ID number (located in the top right corner of each check)

  • Your check number (located under the order ID number)

  • Your 13-digit account number (1 + share ID + zeros + member number = 13 digits)

Order checks

*Registration/Activation Required.
**Registration/Activation Required.  Available Online Only.

1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2Credit file monitoring may take several days to begin following activation.

3 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Insurance Documents for complete details of coverage. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the Credit Union or any Credit Union Affiliate.

Dream, Plan and Save

Providing you with savings solutions to meet your needs and goals.

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You will be linking to another website not owned or operated by Community Choice Credit Union. Community Choice Credit Union is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Community Choice Credit Union of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Community Choice Credit Union.

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