Skip to content

Credit Cards

Choose the easy way to pay

Your everyday purchases, simplified. Get a Community Choice Mastercard® with no annual fee, competitive rates, and contact-free payments.

A woman on her Community Choice Credit Union app

Exceptional benefits

Our Mastercard® credit cards come with best-in-class benefits, from identity protection to travel perks.

Accepted worldwide

Use your Mastercard® at over 52 million establishments around the globe.

Touch & Go technology

Go contact-free with just a tap of your card in stores where you see the contactless symbol. Plus, access your digital card right away! Learn more.

Zero Liability

You’re never responsible for unauthorized purchases.

ID Theft Protection

Expert 24/7 assistance should you become the victim of identity theft.

Additional perks

Enjoy a variety of travel and entertainment benefits courtesy of Mastercard®.

Community Choice will flag suspicious activity on your debit and/or credit cards and may contact you to confirm that you initiated the purchases.

We will never ask you to provide confidential information via text or email.

Access exclusive World Mastercard® cardholder discounts

Visit mastercard.us to unlock these exclusive offers from Mastercard© when you pay with your Community Choice World Mastercard®.

ShopRunner

Get a free ShopRunner membership valued at $79 which provides free two-day shipping and free returns.

Lyft

Earn $5 in Lyft credit for every three rides taken in a calendar month.

Choose the card that fits you, benefits included.

Our Mastercard® options give you 24/7 peace of mind and perks made for everyday life.

See terms & conditions →

Cardholder Benefits
Community Choice World Mastercard®
Community Choice Platinum Mastercard®
Accepted worldwide at millions of establishments.
icon-check
icon-check
No annual fee.
icon-check
icon-check
No balance transfer fee.
icon-check
icon-check
Earn 1.5% cash back on every purchase.
icon-check
You’re never responsible for unauthorized purchases.
icon-check
icon-check
Mastercard ID Theft Protection™ provides 24/7 identity theft assistance.**
icon-check
icon-check
Mastercard Global Services provides 24/7 assistance for lost and stolen card reporting, emergency card replacement, and cash advance.
icon-check
icon-check
Pay with just a tap of your card when you see a contactless symbol.
icon-check
icon-check
Mastercard Travel and Lifestyle Services provides premium travel perks from best-in-class travel companies.
icon-check
Access to TPC Network Clubs, golf travel packages, golf schools and more through Mastercard Golf.
icon-check
Free ShopRunner membership valued at $79 which provides free two-day shipping and free returns.
icon-check
Earn $5 in Lyft credit for every three rides taken in a calendar month.
icon-check

**Certain terms, conditions, and exclusions apply. Cardholders need to register third-party service. This service is provided by a third-party provider. Please see your guide to benefits for details or call 1-800-MASTERCARD.

Exclusive Mastercard® benefits

Community Choice Credit Union is proud to partner with Mastercard® to bring our members the best of the best. Enjoy incredible perks on either of our credit cards.

NOTE: These benefits may be subject to change without prior notice. Please call 1.800.Mastercard for the latest benefit information.

Not sure if a
Community Choice
Mastercard is the right choice?

Find out what your current credit cards are costing you and how much you could save with a Community Choice Mastercard by using this free Card Check tool.

Credit Card Rates*

As low as

Credit Cards

Community Choice Mastercard®

12.74%APR

Platinum Mastercard

Credit Cards

Community Choice Mastercard®

17.74%APR

World Mastercard

Credit Card FAQs

Your Community Choice Mastercard questions answered. See all frequently asked questions.

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers in Michigan and 30K+ fee-free ATMs nationwide

*APR = Annual Percentage Rate. Credit card rates effective January 1, 2025. All rates are variable and disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents. Rates are subject to change at any time. For details or latest rate information, contact a credit union representative.

+Offer valid for new World Mastercard cardholders only. Account must be opened by July 15, 2025 to earn extra 1.5% cash back for the first 90 days from account open date. Offer subject to change anytime without notice.