Credit Cards
Choose the easy way to pay
Your everyday purchases, simplified. Get a Community Choice Mastercard® with no annual fee, competitive rates, and contact-free payments.
Exceptional benefits
Our Mastercard® credit cards come with best-in-class benefits, from identity protection to travel perks.
Community Choice will flag suspicious activity on your debit and/or credit cards and may contact you to confirm that you initiated the purchases.
We will never ask you to provide confidential information via text or email.
Access exclusive World Mastercard® cardholder discounts
Visit mastercard.us to unlock these exclusive offers from Mastercard© when you pay with your Community Choice World Mastercard®.
ShopRunner
Get a free ShopRunner membership valued at $79 which provides free two-day shipping and free returns.
Lyft
Earn $5 in Lyft credit for every three rides taken in a calendar month.
Choose the card that fits you, benefits included.
Our Mastercard® options give you 24/7 peace of mind and perks made for everyday life.
Cardholder Benefits |  Community Choice World Mastercard® |  Community Choice Platinum Mastercard® |
Accepted worldwide at millions of establishments. | icon-check | icon-check |
No annual fee. | icon-check | icon-check |
No balance transfer fee. | icon-check | icon-check |
Earn 1.5% cash back on every purchase. | icon-check | |
You’re never responsible for unauthorized purchases. | icon-check | icon-check |
Mastercard ID Theft Protection™ provides 24/7 identity theft assistance.** | icon-check | icon-check |
Mastercard Global Services provides 24/7 assistance for lost and stolen card reporting, emergency card replacement, and cash advance. | icon-check | icon-check |
Pay with just a tap of your card when you see a contactless symbol. | icon-check | icon-check |
Mastercard Travel and Lifestyle Services provides premium travel perks from best-in-class travel companies. | icon-check | |
Access to TPC Network Clubs, golf travel packages, golf schools and more through Mastercard Golf. | icon-check | |
Free ShopRunner membership valued at $79 which provides free two-day shipping and free returns. | icon-check | |
Earn $5 in Lyft credit for every three rides taken in a calendar month. | icon-check |
**Certain terms, conditions, and exclusions apply. Cardholders need to register third-party service. This service is provided by a third-party provider. Please see your guide to benefits for details or call 1-800-MASTERCARD.
Exclusive Mastercard® benefits
Community Choice Credit Union is proud to partner with Mastercard® to bring our members the best of the best. Enjoy incredible perks on either of our credit cards.
NOTE: These benefits may be subject to change without prior notice. Please call 1.800.Mastercard for the latest benefit information.
Not sure if a
Community Choice
Mastercard is the right choice?
Find out what your current credit cards are costing you and how much you could save with a Community Choice Mastercard by using this free Card Check tool.
Credit Card Rates*
As low as
Credit Card FAQs
Your Community Choice Mastercard questions answered. See all frequently asked questions.
Building better community, one member at a time
We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.
*APR = Annual Percentage Rate. Credit card rates effective January 1, 2025. All rates are variable and disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents. Rates are subject to change at any time. For details or latest rate information, contact a credit union representative.
+Offer valid for new World Mastercard cardholders only. Account must be opened by July 15, 2025 to earn extra 1.5% cash back for the first 90 days from account open date. Offer subject to change anytime without notice.