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Certificates of Deposit

Earn 5% APY on a 5-month CD

  • Find flexible CD options
  • Start earning on as little as $500
  • Relax knowing there’s no risk, just rewards

Build on a risk-free investment

With flexible CD options that put you in control of your deposit amount and term timelines, you can set goals, keep them, and meet them with no work involved.

Earn on your deposit, risk-free

Maximize interest earned without the risk associated with stocks and investments.

Start with as little as $500

Earn on a short-term certificate, starting with as little as $500.

You choose your term timeline

Select the deposit amount and timeline that aligns with your savings goals.

Fixed rate and terms

No ups and downs here. Watch your CD grow steadily.

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Dependable growth

  • Enjoy a safe and secure investment
  • Choose and lock in your terms
  • Sit back and see guaranteed returns
  • Qualifying product to earn $12/month with GetBigReward$

Certificates of deposit are a safe and smart way to put away money and build savings to meet future financial goals like college, retirement, or a new car. Let’s get your rate and term locked in today!

Certificates of Deposit

GetBigReward$ qualifier: $12/month

CertificateRateAPY*
CD SPECIAL! 5-Month Certificate4.89%5.00%
CD SPECIAL! 15-Month Certificate4.41%4.50%
CD SPECIAL! 30-Month Certificate4.025%4.10%
3-Month Certificate0.10%0.10%
6-Month Certificate0.15%0.15%
1-Year Certificate0.25%0.25%
2-Year Certificate0.30%0.30%
3-Year Certificate0.35%0.35%
4-Year Certificate0.40%0.40%
5-Year Certificate0.50%0.50%

SPECIAL 5-Month Certificate
$500 minimum—no maximum. Penalty for early withdrawal applies. Special rate subject to change at any time without notice.

SPECIAL 15-Month Certificate
$500 minimum—no maximum. Penalty for early withdrawal applies. Special rate subject to change at any time without notice.

SPECIAL 33-Month Certificate
$500 minimum—no maximum. Penalty for early withdrawal applies. Special rate subject to change at any time without notice.

3-Month Certificate
$500.00 minimum – no maximum. Penalty for early withdrawal applies. 3 month term subject to a 30 day dividend penalty.

6-Month Certificate
$500.00 minimum – no maximum. Penalty for early withdrawal applies. 6 month term subject to a 60 day dividend penalty.

1-Year Certificate
$500.00 minimum – no maximum. Penalty for early withdrawal applies. 1 year term subject to a 90 day dividend penalty.

2-Year Certificate
$500.00 minimum – no maximum. Penalty for early withdrawal applies. 18 months or greater terms subject to a 180 day dividend penalty.

3-Year Certificate
$500.00 minimum – no maximum. Penalty for early withdrawal applies. 18 months or greater terms subject to a 180 day dividend penalty.

4-Year Certificate
$500.00 minimum – no maximum. Penalty for early withdrawal applies. 18 months or greater terms subject to a 180 day dividend penalty.

5-Year Certificate
$500.00 minimum – no maximum. Penalty for early withdrawal applies. 18 months or greater terms subject to a 180 day dividend penalty.