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TREASURY MANAGEMENT SERVICES

Optimize cash flow with Tru Treasury

Improve efficiency, reduce costs, and enhance security.

Keep your money moving with less effort. From Target Balance & Investment Sweeps to Zero Balance Accounts, ACH, wires, and Integrated Payables, we make it easy to:

  • Maximize receivables and payables
  • Reduce risk with smart automation
  • Keep funds efficient and always working for you

Because when your cash flow runs smoothly, so does your business.

Take the stress out of paying vendors and managing cash flow. With tools like ACH Origination, Wire Module, and Integrated Payables, you can:

  • Automate transactions to save time
  • Reduce errors and keep payments on track
  • Pay vendors quickly and efficiently

Plus, Business Courtesy Return Service alerts you to potential NSF items – so you can act early, protect your reputation, and reduce risk.

Because when paying bills is this easy, you stay focused on running your business.

Collecting payments shouldn’t slow your business down. With Evolve you can:

  • Accept credit cards securely
  • Choose from flexible equipment options
  • Access clear, online reporting anytime
  • Enjoy competitive pricing that keeps more money in your pocket

Faster receivables mean better cash flow – and more time to focus on what’s next.

Take the guesswork out of managing your balances. With Target Balance and Investment Sweeps, your money moves automatically – keeping your checking accounts right where they need to be, while helping you earn more on excess funds.

Stay in control, save time, and let your cash work harder for you.

Protect your assets from potential threats with our advanced security protocols and detection systems.

Fast, secure & stress-free payments

Paying vendors, employees, or partners shouldn’t slow you down. With smart tools and secure tech, we make moving money effortless – so your business runs smoother every day.

  • Send ACH payments with confidence – ACH Origination gets funds where they need to go, quickly and securely.
  • Wire money near or far – Domestic or international, the Wire Module saves you time with reliable, secure access.
  • Take control of your accounts – Zero Balance Accounts (ZBA) consolidate funds automatically, helping you stay organized and reduce overdraft risk.
  • Simplify vendor payments – Integrated Payables keep everything efficient, organized, and easy to track.

Because when payments are this convenient, you stay focused on what matters most – growing your business.

Simplify the way you get paid

Managing cash flow doesn’t have to be complicated. We give you convenient, secure ways to collect funds. We make it easy so you spend less time chasing payments and more time running your business.

  • Effortless cash handling, secured – Armored car & cash vaults keep your deposits safe and off your to-do list.
  • Simplify your workday – Lockbox solutions make handling checks faster and easier, so you can keep business moving.
  • Deposit checks from your desk – Business e-Deposit lets you skip the branch, save time, and keep your cash flow moving
  • More ways to get paid – Give your customers the flexibility to pay by card, online, or mobile, all through Evolv Merchant Services

Because the easier it is to get paid, the faster your business keeps moving.

Hear from happy members

Protect your hard work

  • ACH positive pay
  • Check positive pay
  • Account reconciliation services

It’s more crucial than ever to keep your finances safe and data secure. Our fraud protection services are designed to prevent and protect against internal and external payment fraud threats.

Have what you need for every expense

  • Account analysis
  • Sweep services
  • Cash concentration
  • Commercial deposit solutions

We ensure you have access to the funds necessary for daily operations, investments, and unexpected expenses.

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers in Michigan and 30K+ fee-free ATMs nationwide

two women business owners high fiving