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BORROW

Easy loan applications,
fast approvals

From mortgages to personal loans, we’re here to help you achieve your goals.

A woman and man talking about a home renovation

Loans made easy

Whether it’s a home loan, a new car, or something personal, we deliver competitive rates, flexible terms, and quick approvals.

Just three steps to get your cash

Get the funds you need right from the comfort of home.

Apply anytime, anywhere 

No lines. No fuss. Just fill out your application whenever it works for you—day or night!

Quick review & accept

Give our simple terms a look, accept them with a click, and we’ll get moving on your application.

Get your funds fast

Once approved, your funds are ready when you are. No long waits—just fast, flexible access to your money.

Hear from happy members

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  • “Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!”
    Ariel M.
  • “Positive experience. It helps to work directly with a team member for help and encouragement.”
    Angelo B.
  • “Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!”
    Michelle K.
  • “Great service. I have been using them for over 30 years. Staff inside the branch are fantastic as well as Stacy, the home equity specialist who helped me with all my questions and needs.”
    Justin O.
  • “Very easy process, as well as effective. Personal Advisor is always extending help where needed!”
    Roberto L.

Business Loans

Taking care of business

Ready to push your business goals further? We’ve got a variety of loans and lines of credit with competitive rates and flexible terms that can help you get the job done.

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Woman using laptop

Easy ways to pay your loan

Pay your loan how it works best for you—online, in the app, by phone, or in person. Quick and simple!.

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers in Michigan and 30k+ fee-free ATMs nationwide