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Hello Neighbor

If there’s one thing we love, it’s helping our neighbors achieve the life they desire. In fact, we’ve been at it since 1935, and our commitment to Michigan communities is stronger than ever. We Give Big and Give Back to our members and communities. Annually, more than $2 million is returned to our members in the form of fee rebates, savings credits and loan interest rebates. 

Let us help you achieve the life you desire. Join us today - it's easy. Membership is available to anyone who lives, works or worships anywhere in Michigan. A $5 deposit into your account establishes your membership, the more you participate the bigger the benefits.

  Become a member   Become a youth member

Why Join?

Community Choice has the essentials you've been searching for, combined with many unique offerings:

Essentials You Need

— 20+ Member Centers across Michigan

— 30,000+ Surcharge-Free ATMs

— 24/7 account access with mobile and

— Competitive rate loans and mortgages

— Business and Personal Accounts

Unique Offerings You'll Love

— Get paid earlier with ExpressPay

— $12 in monthly rewards with GetBigReward$, our variable rewards program that shares the credit union’s success with our members

— Road Rally, a virtual e-Banking adventure exclusive for GetBigReward$ members

— Choice Cash Services, featuring a sophisticated suite of cash handling and compliance services for the cannabis industry

— Cannabis industry employees can receive loans, checking accounts, credit cards, and other financial services

Locations | Mobile Banking | Rates | ExpressPay | GetBigReward$ | Choice Cash Services



 Become a member   Become a youth member

Your convenience is our priority

When you join a credit union, you become a member-owner in a local financial cooperative. That means YOU are our first priority and YOU have a voice.


Become a Community Choice member

Save time by opening your membership and applying for your loan in the same application:

Credit Card icon Become a member & apply for a credit card

Auto Loan icon Become a member & apply for a vehicle loan 

Loan icon Become a member & apply for a personal loan 

Home Equity icon Become a member & apply for a home equity loan


See What Members Are Saying

Our members are proud to brag about our 5-Star service. See for yourself why 1,200+ members referred their friends and family to Community Choice Credit Union.

Google Reviews

*Incentive will be paid via deposit into the checking account of the qualifying new member following 30 days of membership. Bonus payout will be paid via deposit into the checking account of the qualifying new member following 60 days of membership if they have a Choice Checking Account and/or a qualifying direct deposit. In order for new member to receive incentive, they must be 18 or older with an account in good standing, with no delinquent loan balance, negative share balance or other indicator of an account not in good standing at time of payment. Deposits will be made on Mondays for accounts that qualified in the preceding week. Deposits are reported to IRS and any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual must qualify for membership based on Community Choice Credit Union's field of membership criteria. This offer is subject to change and could be discontinued at any time.


*Lending Restrictions: Currently, Community Choice Credit Union is unable to extend credit in the following 13 states: Colorado (CO), Iowa (IA), Kansas (KS), Louisiana (LA), Maine (ME), Massachusetts (MA), Missouri (MO), Nebraska (NE), Hew Hampshire (NH), South Carolina (SC), Washington DC (DC), West Virginia (WV), and Wisconsin (WI).

Practice makes perfect

Good habits go a long way. Learning the importance of proper money management is no different.

Explore our youth accounts
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