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Hello Neighbor

If there’s one thing we love, it’s helping our neighbors achieve the life they desire. In fact, we’ve been at it since 1935, and our commitment to Michigan communities is stronger than ever. We Give Big and Give Back to our members and communities. Annually, more than $2 million is returned to our members in the form of fee rebates, savings credits and loan interest rebates. 

Anyone can join!

Let us help you achieve the life you desire. Join us today. It’s easy. Membership is available to anyone who lives, works, or worships anywhere in Michigan.

Not in the mitten state?

You’re eligible to become a Community Choice member by joining the Community Choice Foundation. Established in 2009, this non-profit organization provides $100,000 annually in student scholarships, facilitates 10,000+ hours each year in volunteer service, and supports numerous organizations who help individuals and families live the life they desire! A one-time, $10 membership fee is all it takes to establish your Community Choice Foundation membership.

A $5 deposit into your account establishes credit union membership.


  Become a member   Become a youth member

Why Join?

Community Choice has the essentials you've been searching for, combined with many unique offerings:

Essentials You Need

— 20+ Member Centers across Michigan

— 30,000+ Surcharge-Free ATMs

— 24/7 account access with mobile and

— Competitive rate loans and mortgages

— Business and Personal Accounts

Unique Offerings You'll Love

— Get paid earlier with ExpressPay

— $12 in monthly rewards with GetBigReward$, our variable rewards program that shares the credit union’s success with our members

— Road Rally, a virtual e-Banking adventure exclusive for GetBigReward$ members

— Choice Cash Services, featuring a sophisticated suite of cash handling and compliance services for the cannabis industry

— Cannabis industry employees can receive loans, checking accounts, credit cards, and other financial services

Locations | Mobile Banking | Rates | ExpressPay | GetBigReward$ | Choice Cash Services


Member Referral

We'll Give You $50 For Each Referral*

You'll earn cash for each friend or family member who opens an account and maintains membership for 30 days. Do we see a side hustle in your future? Honestly though, it's no hustle. With more than 1,200+ members in 2022 referring their friends and family, we know we're the real deal. Just see what members like you are saying about us.

Plus, Your Friends and Family Can Earn $50*

New members will earn $50 when they establish a combined $300 or more in direct deposit(s) and make 20 or more individual or combined Mastercard® debit/credit transactions within 60 days of account opening.

 Become a member   Become a youth member


Your convenience is our priority

When you join a credit union, you become a member-owner in a local financial cooperative. That means YOU are our first priority and YOU have a voice.


Become a Community Choice member

Save time by opening your membership and applying for your loan in the same application:

Credit Card icon Become a member & apply for a credit card

Auto Loan icon Become a member & apply for a vehicle loan 

Loan icon Become a member & apply for a personal loan 

Home Equity icon Become a member & apply for a home equity loan


See What Members Are Saying

Our members are proud to brag about our 5-Star service. See for yourself why 1,200+ members referred their friends and family to Community Choice Credit Union.

Google Reviews

*Existing member Incentive will be paid on the Monday following 30 days of the new member account opening. The new member’s account must be open at 30 days for the existing member’s incentive payout to occur. New member incentive will be paid on the Monday following 60 days of the new account opening and must meet both qualifications to receive payout. Qualifications include: 1. Combined $300 in direct deposits and 2. Twenty (20) or more individual or combined Debit/Credit Mastercard® Transactions.

For new member(s) to receive incentive, they must be 18 or older with an account in good standing, with no delinquent loan balance, negative share balance or other indicator of an account not in good standing at the time of payment. Deposits will be made to the members checking account if there is one on file if no checking account on file deposits will be made to the savings account. Deposits are reported to IRS and any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union's field of membership criteria. This offer is subject to change and could be discontinued at any time.


Lending Restrictions: Currently, Community Choice Credit Union is unable to extend credit in the following 13 states: Colorado (CO), Iowa (IA), Kansas (KS), Louisiana (LA), Maine (ME), Massachusetts (MA), Missouri (MO), Nebraska (NE), Hew Hampshire (NH), South Carolina (SC), Washington DC (DC), West Virginia (WV), and Wisconsin (WI).

Practice makes perfect

Good habits go a long way. Learning the importance of proper money management is no different.

Explore our youth accounts
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