Membership

Hello Neighbor

If there’s one thing we love, it’s helping our neighbors achieve the life they desire. In fact, we’ve been at it since 1935, and our commitment to Michigan communities is stronger than ever. We Give Big and Give Back to our members and communities. Annually, more than $2 million is returned to our members in the form of fee rebates, savings credits and loan interest rebates. 

Let us help you achieve the life you desire. Join us today - it's easy. Membership is available to anyone who lives, works or worships anywhere in Michigan. A $5 deposit into your account establishes your membership, the more you participate the bigger the benefits.

Anyone can join!

 Become a member   Become a youth member

Make the Switch!

Introducing ClickSWITCH, a fast and convenient way to switch to Community Choice seamlessly.

In just a few minutes, switch all your direct deposits and recurring payments to your new or existing Community Choice account. This eliminates the hassle of contacting each business while ensuring you don’t miss a payment during your account transition. Once all of your accounts have been switched, you can even initiate the closure of your account at your old financial institution.

Our team is ready to assist you with ClickSWITCH today. Visit a member center and we’ll help you get started.

Credit unions: Banking, only better

When you join a credit union, you become a member-owner in a local financial cooperative. That means YOU are our first priority and YOU have a voice.

Not a Community Choice member yet?

Save time by opening your membership and applying for your loan in the same application:

 Become a member & apply for a credit card

 Become a member & apply for a vehicle loan 

 Become a member & apply for a personal loan 

 Become a member & apply for a home equity loan

*Incentive will be paid via deposit into the checking account of the qualifying new member following 30 days of membership. Bonus payout will be paid via deposit into the checking account of the qualifying new member following 60 days of membership if they have a Choice Checking Account and/or a qualifying direct deposit. In order for new member to receive incentive, they must be 18 or older with an account in good standing, with no delinquent loan balance, negative share balance or other indicator of an account not in good standing at time of payment. Deposits will be made on Mondays for accounts that qualified in the preceding week. Deposits are reported to IRS and any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual must qualify for membership based on Community Choice Credit Union's field of membership criteria. This offer is subject to change and could be discontinued at any time.

*Lending Restrictions: Currently, Community Choice Credit Union is unable to extend credit in the following 13 states: Colorado (CO), Iowa (IA), Kansas (KS), Louisiana (LA), Maine (ME), Massachusetts (MA), Missouri (MO), Nebraska (NE), Hew Hampshire (NH), South Carolina (SC), Washington DC (DC), West Virginia (WV), and Wisconsin (WI).