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Community Choice/Borrow

BORROW

Easy loan applications,
fast decisioning

From mortgages to personal loans, we make it easy to get started on your goals.

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Loans made easy

Whether it’s a home loan, a new car, or something personal, we deliver competitive rates, flexible terms, and quick decisioning.

Just three steps to get your cash

Get the funds you need right from the comfort of home.

Apply anytime, anywhere 

No lines. No fuss. Just fill out your application whenever it works for you—day or night!

Quick review & accept

Give our simple terms a look, accept them with a click, and we’ll get moving on your application.

Get your funds fast

Once approved, your funds are ready when you are. No long waits—just fast, flexible access to your money.

Hear from happy members

1/
  • Community Choice Credit Union Credit provided me with an absolutely painless interaction. Nothing like a bank where you are just a number. Hannah worked with me to find an incredibly low rate. She made the loan easy to apply, gave me a quick answer, then provided me choices to find the best option to fit my needs. Very highly recommended. Thank you Hannah!
    JJ D.
  • Julie was very pleasant and knowledgeable. The loan process was made simple and was done so quickly! We could not have asked for a better experience. Thank you! We have been members of this credit union (starting back when it was Research Federal) for around 50 years, and the customer service has always been exceptional. Thank you Community Choice!
    Marion M.
  • “Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!”
    Ariel M.

Business Loans

Taking care of business

Ready to push your business goals further? We’ve got a variety of loans and lines of credit with competitive rates and flexible terms that can help you get the job done.

View business loans
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More loan resources

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Credit Cards

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Personal Savings

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Insurance

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Choice Map

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Easy ways to pay your loan

Pay your loan how it works best for you—online, in the app, by phone, or in person. Quick and simple!.

Explore loan payment options

Building better community, one member at a time

We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.

Become a member

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Enjoy 24/7 account access and support

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Stay local with 20+ member centers in Michigan and 30k+ fee-free ATMs nationwide