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Construction Loans

Build the dream with confidence

  • Streamline the process with a one-time close
  • Lock in your interest rate and keep it through closing
  • Choose from a 15- or 30-year mortgage after construction

We keep construction moving

We simplify your construction loan with a single-closing, construction-to-permanent loan process. Enjoy an easy application, expert guidance, and a transition from an interest-only 12-month loan to your mortgage.

A simplified process

One closing at the beginning makes for an easy transition from your construction loan to your mortgage.

Competitive rates

Lock in your rate and keep it for your final home loan.

Choose 15- or 30-year mortgage

After the home is complete, the loan transitions to a mortgage that suits your timeline.

Experienced Mortgage Consultants

Our team is with you every step of the way, keeping you informed and the loan process on track.

We’re Michigan’s largest local credit union

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Bank with a credit union that puts you first

Proving local banking can deliver all the modern tools you need while still offering personable, neighborly service.

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Enjoy 24/7 account access and support

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Stay local with 20+ member centers and 30K+ fee-free ATMs in Michigan

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Build the life you want

  • Apply and get pre-qualified
  • Our team underwrites and processes your loan
  • Construction is complete and it’s time to move in

You’ll save with upfront locked rates, as the initial construction loan seamlessly converts to a long-term mortgage once your new home is built.