Auto Loans

We put you in the driver’s seat

Find the auto loan option that suits what you’re looking for
Apply easily online today
Lock in a great rate
Qualifying product to get $12/month plus up to 10% loan interest rebate with GetBigReward$

Great auto loan rates and benefits

We make it quick, easy, and personal. We can finance your new car or refinance your loan for a payment that fits your budget.

Guaranteed Asset Protection

Protection if your vehicle is totaled or stolen and your loan amount exceeds the vehicle value.

No payments for 90 days

Don’t stress about those first payments. You have some wiggle room.

Skip-a-payment

Need to skip your payment this month? You’ve got options.

Coverage that expects the unexpected

We get it. Life happens. Talk to us about payment protection.

Mechanical Repair Coverage

Unexpected breakdown? We’ve got you covered.

Save more with GetBigReward$

Qualifying product to get $12/month plus up to 10% loan interest rebate with GetBigReward$

We’re Michigan’s largest local credit union

04.9Stars on Google

0K39.2KTotal Volunteer Hours

$0M1.6MScholarships Given

089Years of Service

How it works

Apply and get pre-approved
Find the car you’d like to buy
Confirm the details
We’ll help you finalize

Members can apply via e-Banking and non-members can apply to become a member online. Once you’ve found the vehicle and agree on a price with the dealer, we finalize the details and get you on the road.

Apply for an auto loan

Bank with a credit union that puts you first

Proving local banking can deliver all the modern tools you need while still offering personable, neighborly service.

Become a member

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs in Michigan

Hear from happy members

“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T.
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.” Patricia S.
“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!” Michelle K.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.” Thomas R.
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!” Ariel M.

Get on the fast track to a new auto loan

Lock in an affordable monthly payment
Enjoy no payments for 90 days
Stress less with repair coverage and asset protection

We get you on the road fast with a new auto loan or affordable refinancing options. Apply easily online today!

Apply for an auto loan

Auto Loans

GetBigReward$ qualifier: $12/month and 10% loan interest rebate

Auto Loans for new and used cars	APR* as low as
Up to 48 months¹	7.24%
49 to 60 months² (Minimum loan amount $10,000+)	6.99%
61 to 72 months³ (Minimum loan amount $18,000+)	7.24%
73 to 84 months⁴ (Minimum loan amount $25,000+)	7.99%

Effective December 1, 2023. Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a credit union representative.

*All rates are disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

¹ 48 monthly payments of $24.18 per $1,000 borrowed.
² 60 monthly payments of $19.92 per $1,000 borrowed.
³ 72 monthly payments of $17.29 per $1,000 borrowed.
⁴ 84 monthly payments of $15.84 per $1,000 borrowed.