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Auto Loans

We put you in the driver’s seat

  • Find the auto loan option that suits what you’re looking for
  • Apply easily online today
  • Lock in a great rate
  • Qualifying product to get $12/month plus up to 10% loan interest rebate with GetBigReward$

Great auto loan rates and benefits

We make it quick, easy, and personal. We can finance your new car or refinance your loan for a payment that fits your budget.

Guaranteed Asset Protection

Protection if your vehicle is totaled or stolen and your loan amount exceeds the vehicle value. 

No payments for 90 days

Don’t stress about those first payments. You have some wiggle room.

Skip-a-payment

Need to skip your payment this month? You’ve got options.

Coverage that expects the unexpected

We get it. Life happens. Talk to us about payment protection.

Mechanical Repair Coverage

Unexpected breakdown? We’ve got you covered.

Save more with GetBigReward$

Qualifying product to get $12/month plus up to 10% loan interest rebate with GetBigReward$

We’re Michigan’s largest local credit union

04.9Stars on Google

0K39.2KTotal Volunteer Hours

$0M1.5MScholarships Given

089Years of Service

How it works

  • Apply and get pre-approved
  • Find the car you’d like to buy
  • Confirm the details
  • We’ll help you finalize

Members can apply via e-Banking and non-members can apply to become a member online. Once you’ve found the vehicle and agree on a price with the dealer, we finalize the details and get you on the road.

Bank with a credit union that puts you first

Proving local banking can deliver all the modern tools you need while still offering personable, neighborly service.

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs in Michigan

Hear from happy members

Get on the fast track to a new auto loan

  • Lock in an affordable monthly payment
  • Enjoy no payments for 90 days
  • Stress less with repair coverage and asset protection

We get you on the road fast with a new auto loan or affordable refinancing options. Apply easily online today!

Auto Loans

GetBigReward$ qualifier: $12/month and 10% loan interest rebate

Auto Loans for new and used carsAPR* as low as
Up to 48 months¹7.24%
49 to 60 months²
(Minimum loan amount $10,000+)
6.99%
61 to 72 months³
(Minimum loan amount $18,000+)
7.24%
73 to 84 months⁴
(Minimum loan amount $25,000+)
8.24%

Effective December 1, 2023. Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a credit union representative.

*All rates are disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

¹ 48 monthly payments of $24.18 per $1,000 borrowed.
² 60 monthly payments of $19.92 per $1,000 borrowed.
³ 72 monthly payments of $17.29 per $1,000 borrowed.
⁴ 84 monthly payments of $15.84 per $1,000 borrowed.