We get it. Life happens. Talk to us about payment protection.
No payments for 90 days
Don’t stress about those first payments. You have some wiggle room.
Easily manage your loan
Enjoy access to e-Banking and multiple, convenient ways to make your loan payments
Guaranteed asset protection (GAP)
Protection if your vehicle is totaled or stolen and your loan balance exceeds the amount that your insurance pays you. Enhanced with deductible reimbursement when it’s not a total loss.
Auto Loan Rates**
As low as
AUTO LOANS
New & Used Cars
6.49%APR
Up to 48 months¹
AUTO LOANS
New & Used Cars
6.24%APR
49 to 60 months²
(Minimum loan amount $10,000+)
AUTO LOANS
New & Used Cars
6.49%APR
61 to 72 months³
(Minimum loan amount $18,000+)
AUTO LOANS
New & Used Cars
7.49%APR
73 to 84 months⁴
(Minimum loan amount $25,000+)
Helping our neighbors bank smart and live well
04.8Stars on Google
0K46.5KTotal Volunteer Hours
$0M1.6MScholarships Given
090Years of Service
How it works
Members can apply via e-Banking and non-members can apply to become a member online. Once you’ve found the vehicle and agree on a price with the dealer, we finalize the details and get you on the road.
We know that when our members are living well and enjoying healthier finances, our communities are better off. That’s why we offer smart solutions and great banking benefits.
Stay local with 20+ member centers in Michigan and 30K+ fee-free ATMs nationwide
Hear from happy members
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.”
Sylvia T.
“I have been with Community Choice for 35 years I would recommend anyone and everyone to be able to experience my appreciation and good quality service from these great people. Again, thank you for your service.”
Patricia S.
“Great CU! Courteous, professional, informative and a great place for checking, savings, and an auto loan if needed. Wouldn’t go anywhere else since starting my relationship with Community Choice! As always, thank you for great service!”
Michelle K.
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.”
Thomas R.
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!”
Ariel M.
Get on the fast track to a new auto loan
We get you on the road fast with a new auto loan or affordable refinancing options. Apply easily online today!
Lock in an affordable monthly payment
Enjoy no payments for 90 days
Stress less with repair coverage and asset protection
Auto Loan Rates *APR = Annual Percentage Rate. Effective January 1, 2025. Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a credit union representative. Your rate will be based on your credit history, approximate term, and security offered. ¹ 48 monthly payments of $23.72 per $1,000 borrowed. ² 60 monthly payments of $19.45 per $1,000 borrowed. ³ 72 monthly payments of $16.81 per $1,000 borrowed. ⁴ 84 monthly payments of $15.34 per $1,000 borrowed.
