Home Equity + HELOC
Your home’s equity can do big things
- Find a loan option that suits your needs
- Work with devoted Home Equity Specialists
- Apply online for quick approval
- Qualifying product to get $12/month plus up to 10% loan interest rebate with GetBigReward$
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Bank with a credit union that puts you first
Proving local banking can deliver all the modern tools you need while still offering personable, neighborly service.
Hear from happy members
“Can’t thank you enough for your support regarding my daughter’s FL home mortgage. Without your assistance, the approval process might still be at a stalemate. Thank you for everything. I also, without limitations, will recommend you to anyone I might come in contact with, who needs a mortgage.” Ken T. — Aug 2023 Email
“I should have joined Community Choice Credit Union a long time ago!! Everyone there is so friendly and professional. Keep up the good work.” Sylvia T. — March 2023 Survey
“We have been with the credit union for a long time, we have consistently received wonderful customer service and help when needed. We tell everyone about our wonderful credit union and recommend it often. Your staff is very pleasant and easy to work with. I appreciate knowing I can come in and get the help I need. Thank you for being there for us.” Thomas R. — May 2023 Survey
“Absolutely wonderful service! The people I’ve spoken to are reliable, understanding, positive and helpful! They have solved everything I’ve had questions about in the kindest way! Thank you!” Ariel M. — July 2023 Survey
Let’s get to work
- Apply easily online today
- Work with our own Home Equity Specialist and our Processors.
- Secure a competitive rate and start your project
Choose from a fixed-rate home equity loan or variable-rate line of credit; either way, we make sure you save.
FlexChoice home equity line of credit
Put the value of your home to use and get a line of credit to pull from as you go. With FlexChoice, you have the flexibility to segment off a portion of your balance into a fixed rate and term when you choose.
Home equity loan
A home equity loan can be used for home repairs, remodeling, vacations, and auto purchases. You’ll have one fixed loan that provides a lump sum upfront and features a fixed term and fixed interest rate so your monthly payment stays the same.
Home Equity + HELOC
|Home Equity Loan Rates
|APR* As Low As
|FlexChoice 5, 10, 15, 20-Year HELOC
|5-Year Home Equity Loan (Closed End)
|10-Year Home Equity Loan (Closed End)
|15-Year Home Equity Loan (Closed End)
Actual rate based on loan-to-value of collateral and credit worthiness.
Variable rate is subject to change monthly, based on the prime rate and margin. Maximum Annual Percentage Rate is 18.00%. Other terms and conditions may apply.
Effective December 1, 2023. *APR=Annual Percentage Rate. Intro rates are subject to change without notice. Rate offered will be based on applicant’s credit history and worthiness, term and amount financed and loan-to-value of collateral. Qualifying rate will be determined upon review of application.
¹ 60 monthly payments of $20.52 per $1,000 borrowed.
² 120 monthly payments of $12.40 per $1,000 borrowed.
³ 180 monthly payments of $10.00 per $1,000 borrowed.
Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a credit union representative.