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Checking Accounts

Discover better
checking choices

  • Access your accounts 24/7
  • Get a free debit Mastercard®
  • Qualifying product to earn $12/month with GetBigReward$

Choice Checking takes you further

Our premium checking account keeps your money safe, your information secure, and earns you more.

Identity theft monitoring & resolution service

This extra layer of security keeps information safe.

Travel and entertainment perks

Enjoy discounts on shopping, travel, movies and more.

Earn interest on $2,500+

No minimum balance, but you can earn interest on a balance of $2,500 or more.

Debit Advantage®

Eligible accounts can secure new purchases with Buyer’s Protection and an Extended Warranty.

Cell phone protection

Receive up to $300 of replacement or repair costs.

TruStage Insurance

Up to $10,000 accidental death and dismemberment insurance.

We’re Michigan’s largest local credit union

04.9Stars on Google

0K39.2KTotal Volunteer Hours

$0M1.6MScholarships Given

089Years of Service

Keeping it simple with Basic Checking

Our Basic Checking is the straightforward solution for the no-frills member. Enjoy the same 24/7 account access, online banking, and a free Debit Mastercard®.

  • Free e-Banking, e-Pay, and e-Deposit
  • No monthly charge with e-Statements
  • No monthly account fee or minimum balance

Hear from happy members

Bank with a credit union that puts you first

Proving local banking can deliver all the modern tools you need while still offering personable, neighborly service.

Get paid early with Express Pay

Enjoy 24/7 account access and support

Upgrade your financial wellness with Choice Map

Stay local with 20+ member centers and 30K+ fee-free ATMs in Michigan

Better banking starts with better checking

  • Get paid earlier with Express Pay
  • Have 24/7 access and free online banking
  • Qualifying product to earn $12/month with GetBigReward$

We’ve got a personal checking account that suits your needs and goals with benefits like Express Pay, around-the-clock support, and easy online banking.

Choice Checking Account Rates

GetBigReward$ qualifier: $12/month

Choice Checking Account RatesRateAPY*
$0.00 – $2,499.990.00%0.00%
$2,500.00 – $24,999.990.05%0.05%
$25,000.00 – $49.999.990.10%0.10%
$50,000.00 and above0.15%0.15%

*APY = Annual Percentage Yield
No minimum to open Choice Checking account. Fees may reduce earnings.
All annual percentage yields are based on the assumption that the money is left on deposit during the dividend period. Dividend rates on share accounts will be declared monthly by the Board of Directors and posted on the last day of every month. All rates subject to change at any time without notice. For more information, please refer to our Agreements & Disclosures.