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7 Solutions to Spending a Surprise $3,000

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Published on May 31, 2019

What would you do with an extra $3,000? 

At some point in life, we all discover our money personalities. The more disciplined may follow a regimented budget, while others might embrace a less formal approach to managing their cash. Simply put: We’re all somewhere between the bills and the thrills. No matter where you fall on the spending spectrum, an unexpected uptick in cashflow could give you a great opportunity to tackle something special. What could a $3,000 boost to your budget help you accomplish?

Learn how you could Login to Win $3,000

Get out of town

Passionate about travel? You’re not alone. While 76% of Americans have a strong desire to explore more1, the lack of available funds can put the kibosh on dream trips before we even step foot out the door. When money finds your way, you might consider it a sign that adventure awaits! Next step: Determining a destination. Will you jump at the chance to set sail on the newest cruise ship? Are you destined to New Zealand to spend time geeking out on the movie set featured in The Lord of the Rings and The Hobbit trilogies? Wherever your journey takes you, you’re certain to make magnificent memories.

Pay down your debt

Owing someone can be draining, both mentally and financially. If you’re feeling the stress that accompanies debt, this might be the opportunity to eliminate a hefty portion of that obligation. While your initial reaction might be, “Well that’s not a very fun way to spend my money,” take a step back to recall that you already spent the money! This is your chance to get a portion of the debt squared away, eliminating any stress and interest that would otherwise continue to grow.

Add to your collection

Peek in someone’s garage or basement, and one thing is evident: People love their “stuff.” Avid collectors take that sentiment to a completely different level. Whether it’s sports memorabilia, rocks and minerals, vintage glassware, or any obscure category in between, collectors are serious about their passion. There’s usually at least one “holy grail” item collectors can’t wait to get their hands on. Extra cash could help you add that showcase piece to your collection. Baseball card enthusiast? Adding a highly graded 1954 Topps Al Kaline rookie card would take your collection to the next level (and could even go up in value with time).

Make your house a home

Homeowners know that there’s always something under the roof clamoring for cash. If there’s an area of your house that never quite reached its potential, this could prove to be an opportune time to get it closer to the finish line. Whether it’s upgrading your kitchen countertops, hiring a professional painter to add a few fresh coats, or even upgrading some aging appliances, you’re certain to find investing in your living area brightens your mood. While you’re at it, don’t forget to take a look at your home’s exterior, where you might be able to fix some cracked concrete or lay down some new landscaping.

Let the good times roll

When your wallet gets thicker, your experiences can get sicker! Tired of taking in the matinees to save a buck? Like a boss, rent out your local movie theater and invite your friends to a private showing of your favorite flick. Can’t see a thing from your standard nosebleed section of the stadium? Sounds like a suite or season tickets are in your future. Your turn to host girls weekend? Take things to the next level with an immersive local luxury spa experience for your friends. The world is your oyster, big spender!

Give Big

It feels good to be good. Community Choice has an addictive, fulfilling Give Big culture that supports the industry standard of “People Helping People.” When time is tight and volunteering just isn’t practical, supporting charities can be difficult when you're working with a limited budget. If you’re fortunate enough to find some extra cash, imagine how good it would feel to pay it forward! Donating money or supplies to local Michigan-based charities you’re passionate about will give you all the feels. Need some ideas? Community Choice has partnered with many important organizations, including:

  • Livonia Kids Against Hunger
  • Tears Foundation
  • Foster Closet of Western Wayne County
  • Claire's Home
  • Mimi's Mission
  • Holland Rescue Mission
  • Kids Without Cancer
  • The Urban Seed
  • Jackson YMCA
  • Cascades Humane Society
  • and dozens more

Or, if there’s a larger national cause calling your attention, follow your gut. At the end of the day, you’ll be helping someone.

The future isn’t free

Needless to say, money is a necessity through every stage of life. Take some time to see where you and your family stand in regards to your financial future. If your emergency fund isn’t quite up to snuff, this money could serve as a base for that support system. If the kids are young, saving your cash for their future education may be the best move. Coming up on retirement? Holding on to this money for your golden years could serve you well in the long run.



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