Mother and daughter inserting change into a piggy bank

Savings Account in Michigan

Community Choice Credit Union has savings accounts for each stage of life. It's your future: dream, plan and save for it. Your savings goals, large or small, are our priority. Whether you are preparing for college, your first home, or retirement, we have a savings account to meet your needs.


Prime Share Account

As a member-owner of Community Choice Credit Union, the Prime Share Savings is your gateway to our entire portfolio of products. Your primary savings has a low minimum balance of $5 and it holds your share in the credit union.

To start your Prime Share Account and become a member of Community Choice, please submit your membership application today!

Daily Share Savings

Keep track of your individual savings goals with Daily Share Savings. Customize the name of your savings to match your goal. Whether it's for education, vacation, taxes or the down payment on your new home, a Daily Share is an easy way to monitor and save for your goal. With Daily Share there are:
  • No minimum balances
  • Maximum of 9 per account allowed
  • Free Automatic Transfer from Checking
  • Monthly Dividends

Money Market

Access and great rates can go hand in hand! A Money Market Account is a great alternative to stocks and share certificates. There are no maturity terms so you can access your savings at anytime. Interest is paid based on your balance, so the more you save the more you earn.

Our standard Money Market Account is available with a minimum balance of $2,000. You can access this account 24 hours a day on e-Banking or Community Choice ATMs. Your Money Market Account can also be linked to your checking account for overdraft protection. Remember, your account is federally insured up to $250,000 by the NCUA.

Money Market Plus

Money Market Plus begins with a minimum balance of $50,000. You can access your funds 24 hours a day on e-Banking or Community Choice ATMs; in addition, you can write up to three checks per month free of charge.

Contact us to upgrade your savings today!

Holiday Savings

Getting prepared for holiday spending is easy with the higher earning potential of a Community Choice Holiday Savings account. Set up automatic transfers to your Holiday Savings from your Checking account.

Your funds are disbursed on November 1 and may be transferred into your account, just in time for the holiday shopping season. There is no minimum balance required. 

Contact us for more information or open an account.

Save to Win

Interested in savings with benefits? Let’s get together®

With Save to Win, you have nothing to lose, everything to win. Every $25 deposit is another chance to win!

Save to Win is our free prize-linked savings program that rewards members for contributing to their own savings account. Just open a Save to Win share certificate with at least $25, and you’ll be entered to win monthly and quarterly prizes. In addition to earning a special savings rate of 0.40%APY*, each additional deposit of $25 gives you more chances to win! Members can earn up to 10 entries per month. 

Learn more


Certificate of Deposit (CD)


Share Certificates are available in terms of three months to five years and may offer a higher return on your deposits. You work hard to earn it, let us work harder to help it grow. Contact a credit union representative to start earning more today!

To start your Share Certificate savings and become a member of Community Choice, please submit your membership application today!

Interest is paid based on your balance, so the more you save the more you earn.
  • Minimum balance $500
  • Subject to penalty for early withdrawal.
Contact us for more information or open an account.

 
Dividend rates on share accounts, except the Holiday Club, will be declared monthly by the Board of Directors and posted on the last day of every month. All rates subject to change at any time without notice. Rates subject to change without notice and are for informational purposes only. For details or latest rate information, contact a Credit Union representative.