A debit card that is being swiped to complete a purchase

Low Interest Rate Credit Card Services in Michigan


A credit card from Community Choice is a perfect tool to pay for purchases with a low rate of interest while enjoying the safety and security provided by Visa®

Visa Signature CashBack Benefits APR As Low As
Visa Signature CashBack credit card
A Community Choice Visa Signature CashBack credit card helps you earn 1.5% cash back on all purchases, provides enhanced card security with chip technology, and comes with no annual fee or balance transfer fee. Plus, enjoy instant access to benefits like:
  • Travel discounts and upgrades
  • Special entertainment offers
  • Shopping discounts from top retailers
  • Complimentary 24-hour Visa Signature Concierge service**
  • Online bill pay
  • Quarterly cash back rewards
  • Protect yourself with real-time credit and debit fraud alert text messages. To sign up, login to e-Banking and select ATM/Debit Card Settings on the Services tab.
14.99%*

Visa Platinum Benefits APR As Low As
Visa Platinum credit card
A Community Choice Visa Platinum credit card combines convenience with a low rate of interest. It's the perfect card to build your credit and to consolidate other credit card debt. You'll enjoy perks like:
  • No annual fee
  • No balance transfer fee
  • No teaser rates
  • Online bill pay
  • Protect yourself with real-time credit and debit fraud alert text messages. To sign up, login to e-Banking and select ATM/Debit Card Settings on the Services tab.
9.99%* 


Visa Platinum Business Benefits APR As Low As
Business Platinum Credit Card with security chip
A Community Choice Visa Platinum Business credit card provides convenient access to make your everyday business purchases or accompany you while you are on your business trip. While enjoying a low rate of interest, you'll also enjoy additional benefits including:
  • No annual fee
  • No balance transfer fee
  • No teaser rates
  • Online bill pay
10.65%*

For more information or to apply, please contact a Business Services Team Member at 1.877.243.2528 ext. 2003 or at BusinessLending@CommunityChoiceCU.com.

Save money with a balance transfer

If you have an existing credit card from a bank or department store, you may save money by transferring your balance to your Community Choice credit card. 

To transfer an existing balance, simply log in to e-Banking, click the Visa tab, then select "Services." You can also give us a call at 866.820.3867 or visit your nearest member center.


Effective 04/02/18. All rates are variable and disclosed as Annual Percentage Rates. Your rate will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents. Rates are subject to change at any time.For details or latest rate information, contact a credit union representative.

**Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders' behalf.


Effective February 15, 2018:

Following the special offer period, your APR will be the purchase rate which varies with the market, based on the Prime Rate. 

1. APR = Annual Percentage Rate. Balance transfers and convenience checks processed by April 15, 2018, up to your available credit limit, will receive the stated promotional APR through your April 2019 statement cycle. Balance transfers and convenience checks processed after April 15, 2018, will receive the standard APR for purchases. Convenience checks may not be used to pay off or pay down amounts you owe to Community Choice Credit Union. When transferring a balance, you should continue to make your monthly payments to each creditor until you receive a statement from the issuer/merchant reflecting the balance transfer payment. All existing payment terms apply. Rates are subject to change.

2. Each convenience check and balance transfer will be treated as merchandise as described in your Credit Card Agreement, and is subject to credit availability. Like any check these convenience checks are negotiable and should be destroyed if you do not plan to use them.